- Ideal paraBusinesses issuing expense & team cards
- Tipo FX2% on foreign currency
- TarjetaYes
Reseñas de monederos electrónicos
Reseñas independientes y a fondo de cada monedero que seguimos, ordenadas por puntuación global.
- Ideal paraLarger international money transfers
- Tipo FXMargin on the exchange rate, varies by currency and amount (not published as a %)
- TarjetaNo card
- Ideal paraHigh-volume players wanting fast free transfers
- Tipo FX2% Standard; 1% Classic; 0.5% Premium; 0% Noir
- TarjetaYes
- Ideal paraMulti-currency wallet with prepaid cards
- Tipo FXSpread on conversions
- TarjetaYes
- Ideal paraCheap, transparent international transfers
- Tipo FXMid-market + transparent fee (often <0.5%)
- TarjetaYes
- Ideal paraFree UK personal and business banking
- Tipo FXMastercard rate, no Starling fee on card payments
- TarjetaYes
- Ideal paraTravel spending and an all-in-one app
- Tipo FXMid-market weekdays; ~1% weekend on Standard
- TarjetaYes
- Ideal paraContactless payments on Apple devices
- Tipo FXUses your card's FX terms
- TarjetaNo standalone card; tokenises existing cards
- Ideal paraEveryday UK banking and budgeting
- Tipo FXMastercard rate, no Monzo markup
- TarjetaYes
- Ideal paraContactless payments & passes on Android
- Tipo FXUses your card's FX terms
- TarjetaNo standalone card; stores cards, passes & tickets
- Ideal paraEveryday payments in China
- Tipo FXFX spread for inbound visitors
- TarjetaNo physical card; QR-code linking bank cards
- Ideal paraSplitting bills with US friends
- Tipo FXN/A (US-only)
- TarjetaYes
- Ideal paraIn-app payments & P2P in China
- Tipo FX3% foreign-card fee on ¥200+ (waivers apply)
- TarjetaNo physical card; QR-code linking bank cards
- Ideal paraMobile money & remittances in Africa
- Tipo FXApplies on international remittances
- TarjetaLimited
- Ideal paraEveryday no-fee banking in the US
- Tipo FXN/A (US)
- TarjetaYes
- Ideal paraEveryday banking in the Eurozone
- Tipo FXMid-market on card payments
- TarjetaYes
- Ideal paraDigital nomads needing EU banking + multi-currency
- Tipo FXMastercard rate + 0.5% (Free: 1.5% after €1,000 a year)
- TarjetaYes
- Ideal paraSimple everyday banking and payments
- Tipo FXN/A
- TarjetaYes
- Ideal paraUPI payments & bill pay in India
- Tipo FXN/A (domestic)
- TarjetaYes
- Ideal paraInstant payments between US bank accounts
- Tipo FXN/A (US)
- TarjetaNo
- Ideal paraFreelancers & marketplaces getting paid globally
- Tipo FXUp to ~3.5%
- TarjetaYes
- Ideal paraConsolidating multiple cards into one
- Tipo FXMastercard wholesale rate; free up to £/€250 a month on Curve Pay, then 2.99% (+1.5% at weekends)
- TarjetaYes
- Ideal paraEveryday payments in Turkey
- Tipo FXFX margin on foreign spend
- TarjetaYes
- Ideal paraCheap SEPA transfers & small-business accounts
- Tipo FXCompetitive conversion
- TarjetaYes
- Ideal paraCashback, saving and investing in one app
- Tipo FX1% over the Visa rate on non-euro card payments
- TarjetaYes
- Ideal paraMobile deposits & withdrawals
- Tipo FX~0.99% on major currencies
- TarjetaYes
- Ideal paraOnline shopping & buyer protection
- Tipo FX~3–4% above wholesale rate
- TarjetaLimited (debit/credit in some markets, e.g. US)
- Ideal paraInternational online payments
- Tipo FX4.49% (Skrill reference rate)
- TarjetaYes
- Ideal paraEveryday spending with cashback
- Tipo FXMarkup over ZEN rate, lower on paid plans (see ZEN fee page)
- TarjetaYes
- Ideal paraOnline deposits & international transfers
- Tipo FXUp to 3.99% (VIP from 1%)
- TarjetaYes
- Ideal paraPayments in LatAm & emerging markets
- Tipo FXConversion margin varies
- TarjetaYes
- Ideal paraEstablished multi-currency wallet for gaming
- Tipo FX~2.99% standard tier
- TarjetaYes
- Ideal paraCash-funded online payments, no bank account
- Tipo FXConversion fee on cross-currency payments (rate not published)
- TarjetaOptional
- Ideal paraMulti-currency online payments & gaming
- Tipo FXNot published on the public fee page
- TarjetaYes
- Ideal paraInternational online payments
- Tipo FXConversion margin applies
- TarjetaYes
- Ideal paraOpening an account without local credit history
- Tipo FXFX fee on free plan; lower on paid
- TarjetaYes
- Ideal paraNiche/legacy regional digital payments
- Tipo FXExchange spread
- TarjetaNo native card