Unser Fazit
Wirex is a crypto-focused money app and card letting users spend both cryptocurrency and fiat in everyday life, with tiered Cryptoback rewards that reach high rates for users locking large amounts of its WXT token. It supports 130+ cryptoassets and charges no annual card fee. As a crypto-centric e-money product rather than a bank, balances carry volatility and lack deposit protection.
Vorteile
- Spend crypto and fiat from one card
- Tiered Cryptoback rewards
- No annual card fee
- Supports 130+ cryptoassets
Nachteile
- Top rewards require large WXT lockups
- Crypto exposure carries volatility risk
- Coverage limited to ~35 countries
- Not a bank; no deposit insurance
Gebühren & Eckdaten
| Anmeldung | Free |
|---|---|
| Monatsgebühr | Free; optional premium tiers |
| Senden / Empfangen | Free Wirex-to-Wirex; crypto network fees |
| Wechselkurs | Interbank/OTC, no exchange fee on spend |
| Auszahlungen | Free ATM ~$200/mo, then ~2% |
| Karte | Yes — debit card spending crypto & fiat |
| Verfügbarkeit | ~35 countries |
| Währungen | 34+ fiat & crypto; 130+ cryptoassets |
| Gegründet | 2014 |
| Hauptsitz | London, UK |
| Regulierung | FCA-registered (crypto); e-money permissions |
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Besuchen WirexWirex — frequently asked questions
Is Wirex safe to use?
Wirex is regulated by FCA-registered (crypto); e-money permissions and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.
What fees does Wirex charge?
Account/monthly fee: Free; optional premium tiers. Sending or receiving: Free Wirex-to-Wirex; crypto network fees. Currency conversion: Interbank/OTC, no exchange fee on spend. Withdrawals: Free ATM ~$200/mo, then ~2%. Fees can change and may vary by country, so always confirm the latest terms on the official Wirex site.
Which countries can use Wirex?
Wirex is available in ~35 countries. Exact availability, currencies and features can differ by country, so check the provider's site for your location.
Does Wirex offer a card?
Yes — debit card spending crypto & fiat. It supports 34+ fiat & crypto; 130+ cryptoassets.
What is Wirex best for?
Wirex is best for spending crypto in everyday life. Wirex is a crypto-focused money app and card letting users spend both cryptocurrency and fiat in everyday life, with tiered Cryptoback rewards that reach high rates for users locking large amounts of its WXT token.
Who is behind Wirex and where is it based?
Wirex launched in 2014 and is based in London, UK, regulated by FCA-registered (crypto); e-money permissions.
Comments 6
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Convenient app, and linking cards to different currency accounts is easy. Sometimes support takes a day or two to answer tickets.
Convenient app, and linking cards to different currency accounts is easy. Sometimes support takes a day or two to answer tickets.
Convenient app, and linking cards to different currency accounts is easy. Sometimes support takes a day or two to answer tickets.
Very good cryptocurrency spending card. There is a small monthly maintenance fee, but the cryptoback rewards easily offset it.
Convenient app, and linking cards to different currency accounts is easy. Sometimes support takes a day or two to answer tickets.
Awesome travel card. I can hold USD, EUR, GBP and load crypto on the same app. The card was delivered quickly and works everywhere.