Unser Fazit
Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers. It is a strong choice for crypto holders who want to spend and earn rewards, though the best perks require sizable CRO staking and cashback has been trimmed over time.
Vorteile
- Tiered cashback Visa card
- Hundreds of supported cryptocurrencies
- 0% FX markup on most card tiers
- Broad regulatory licensing across regions
- All-in-one app: trade, stake, spend
Nachteile
- Top cashback needs large CRO staking
- Cashback rates cut from earlier highs
- ATM withdrawals capped before 2% fee
- Crypto volatility affects card balances
Gebühren & Eckdaten
| Anmeldung | Free |
|---|---|
| Monatsgebühr | Free (card tiers via CRO stake) |
| Senden / Empfangen | Crypto network fees; app spread |
| Wechselkurs | 0% on most card tiers |
| Auszahlungen | Free ATM up to cap, then ~2% |
| Karte | Yes — Visa prepaid (tiered, CRO-staked) |
| Verfügbarkeit | 90+ countries |
| Währungen | Hundreds of crypto + major fiat |
| Gegründet | 2016 |
| Hauptsitz | Singapore |
| Regulierung | EU/MiCA, MAS, FCA registration, US MTLs |
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Besuchen Crypto.comCrypto.com — frequently asked questions
Is Crypto.com safe to use?
Crypto.com is regulated by EU/MiCA, MAS, FCA registration, US MTLs and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.
What fees does Crypto.com charge?
Account/monthly fee: Free (card tiers via CRO stake). Sending or receiving: Crypto network fees; app spread. Currency conversion: 0% on most card tiers. Withdrawals: Free ATM up to cap, then ~2%. Fees can change and may vary by country, so always confirm the latest terms on the official Crypto.com site.
Which countries can use Crypto.com?
Crypto.com is available in 90+ countries. Exact availability, currencies and features can differ by country, so check the provider's site for your location.
Does Crypto.com offer a card?
Yes — Visa prepaid (tiered, CRO-staked). It supports Hundreds of crypto + major fiat.
What is Crypto.com best for?
Crypto.com is best for crypto holders wanting cashback card spending. Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers.
Who is behind Crypto.com and where is it based?
Crypto.com launched in 2016 and is based in Singapore, regulated by EU/MiCA, MAS, FCA registration, US MTLs.
Comments 6
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Great card for everyday spend, but they have reduced the CRO cashback percentages on the lower tiers. Still a decent deal though.
The app is clean and loading the card is instant. The exchange spread on the mobile app can be a bit wide, so use the Exchange for trading.
I love my metal Visa card! The cashback rewards paid in CRO are fantastic, and the free Spotify/Netflix rebates are a huge bonus.
Super slick app. The fiat wallet makes it easy to deposit money via local bank transfer, buy crypto, and load up the visa card instantly.
I love my metal Visa card! The cashback rewards paid in CRO are fantastic, and the free Spotify/Netflix rebates are a huge bonus.
Super slick app. The fiat wallet makes it easy to deposit money via local bank transfer, buy crypto, and load up the visa card instantly.