Unser Fazit
Cash App blends peer-to-peer payments with light banking, a free debit card, and built-in Bitcoin and stock investing. Standard transfers are free while instant cash-outs and crypto carry fees, and availability is limited to the US and UK. A strong all-in-one choice for US users who want payments and investing in one place.
Vorteile
- Free P2P and a free customizable Cash Card
- Built-in Bitcoin & stock investing
- Direct deposit and banking-style features
- ATM fee reimbursement with qualifying deposit
- Lightning Bitcoin sends with no Cash App fee
Nachteile
- Limited to US and UK
- Instant transfers & credit-card sends cost extra
- Bitcoin buys carry a 2–3% spread
- Customer support historically criticised
Gebühren & Eckdaten
| Anmeldung | Free |
|---|---|
| Monatsgebühr | Free |
| Senden / Empfangen | Free standard P2P; instant ~0.5–1.75% |
| Wechselkurs | N/A |
| Auszahlungen | Standard free; instant-to-debit fee |
| Karte | Yes — Cash Card (Visa debit) |
| Verfügbarkeit | United States & United Kingdom |
| Währungen | USD (US), GBP (UK) |
| Gegründet | 2013 |
| Hauptsitz | San Francisco, USA |
| Regulierung | FinCEN (MSB), US state licences; Block, Inc. |
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Cash App — frequently asked questions
Is Cash App safe to use?
Cash App is regulated by FinCEN (MSB), US state licences; Block, Inc. and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.
What fees does Cash App charge?
Account/monthly fee: Free. Sending or receiving: Free standard P2P; instant ~0.5–1.75%. Currency conversion: N/A. Withdrawals: Standard free; instant-to-debit fee. Fees can change and may vary by country, so always confirm the latest terms on the official Cash App site.
Which countries can use Cash App?
Cash App is available in United States & United Kingdom. Exact availability, currencies and features can differ by country, so check the provider's site for your location.
Does Cash App offer a card?
Yes — Cash Card (Visa debit). It supports USD (US), GBP (UK).
What is Cash App best for?
Cash App is best for simple everyday banking and payments. Cash App blends peer-to-peer payments with light banking, a free debit card, and built-in Bitcoin and stock investing.
Who is behind Cash App and where is it based?
Cash App launched in 2013 and is based in San Francisco, USA, regulated by FinCEN (MSB), US state licences; Block, Inc..
Comments 11
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I get my pay check direct deposited to Cash App two days early. The boost discounts on coffee and groceries save me money every week.
I get my pay check direct deposited to Cash App two days early. The boost discounts on coffee and groceries save me money every week.
Cash App is fast, free, and lets me buy fractional shares of stocks and Bitcoin easily. The customizable Cash Card looks awesome.
I get my pay check direct deposited to Cash App two days early. The boost discounts on coffee and groceries save me money every week.
I get my pay check direct deposited to Cash App two days early. The boost discounts on coffee and groceries save me money every week.
I get my pay check direct deposited to Cash App two days early. The boost discounts on coffee and groceries save me money every week.
Great app for quick P2P transactions. The boosts on the Cash Card are useful. The customer support is mostly automated though.
Cash App is fast, free, and lets me buy fractional shares of stocks and Bitcoin easily. The customizable Cash Card looks awesome.
Great app for quick P2P transactions. The boosts on the Cash Card are useful. The customer support is mostly automated though.
Cash App is fast, free, and lets me buy fractional shares of stocks and Bitcoin easily. The customizable Cash Card looks awesome.
Very clean app. The bitcoin transfer fees are reasonable. Instant cash outs carry a fee, so I just use the standard free bank transfer instead.