Revolut Review 2026
All-in-one money super-app
Unser Fazit
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Vorteile
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
- Fast, intuitive mobile app
Nachteile
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
- Crypto/stock holdings have limited transferability
Gebühren & Eckdaten
| Anmeldung | Free |
|---|---|
| Monatsgebühr | Free to ~$16.99/mo (Standard→Metal) |
| Senden / Empfangen | Free between Revolut users |
| Wechselkurs | Mid-market weekdays; ~1% weekend on Standard |
| Auszahlungen | Free up to a monthly limit, then ~2% |
| Karte | Yes — virtual & physical debit; Metal on premium |
| Verfügbarkeit | 40+ markets; cards usable in 160+ countries |
| Währungen | 30+ in-app (spend in 120+) |
| Gegründet | 2015 |
| Hauptsitz | London, UK |
| Regulierung | Bank of Lithuania (ECB), UK banking licence, FCA |
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Revolut — frequently asked questions
Is Revolut safe to use?
Revolut is regulated by Bank of Lithuania (ECB), UK banking licence, FCA and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.
What fees does Revolut charge?
Account/monthly fee: Free to ~$16.99/mo (Standard→Metal). Sending or receiving: Free between Revolut users. Currency conversion: Mid-market weekdays; ~1% weekend on Standard. Withdrawals: Free up to a monthly limit, then ~2%. Fees can change and may vary by country, so always confirm the latest terms on the official Revolut site.
Which countries can use Revolut?
Revolut is available in 40+ markets; cards usable in 160+ countries. Exact availability, currencies and features can differ by country, so check the provider's site for your location.
Does Revolut offer a card?
Yes — virtual & physical debit; Metal on premium. It supports 30+ in-app (spend in 120+).
What is Revolut best for?
Revolut is best for travel spending and an all-in-one app. Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place.
Who is behind Revolut and where is it based?
Revolut launched in 2015 and is based in London, UK, regulated by Bank of Lithuania (ECB), UK banking licence, FCA.
Comments 7
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The support agents are very polite but they use scripted answers. It took three days to resolve a simple duplicate charge issue on my card.
Great travel companion, but beware of the weekend markup fees. Always exchange currency on weekdays to avoid the extra 1% fee.
The app is great but it is becoming a bit bloated with too many features like flights, hotels, and retail. Sometimes it's hard to navigate to basic settings.
Best neobank app. The design is beautiful, and I love the transaction alerts. Extremely quick to freeze cards from the app if you misplace them.
Fantastic customer experience. Standard transfers to other Revolut users are instant and free. Setting up a child account (Revolut Under 18) was also a breeze.
Absolutely essential app for travel! The weekday currency exchange rates are unbeatable. I use the vault feature to save money automatically too.
Love the virtual cards and disposable cards feature. It gives me peace of mind when buying from sketchy online stores. The interface is clean and snappy.