- Idéal pourBusinesses issuing expense & team cards
- Taux de change2% on foreign currency
- CarteYes
Avis sur les e-wallets
Des avis approfondis et indépendants sur chaque portefeuille que nous suivons — classés selon la note globale.
- Idéal pourLarger international money transfers
- Taux de changeExchange-rate margin (better on larger amounts)
- CarteNo card
- Idéal pourHigh-volume players wanting fast free transfers
- Taux de change1% standard; 0% at top VIP
- CarteYes
- Idéal pourMulti-currency wallet with prepaid cards
- Taux de changeSpread on conversions
- CarteYes
- Idéal pourCheap, transparent international transfers
- Taux de changeMid-market + transparent fee (often <0.5%)
- CarteYes
- Idéal pourFree UK personal and business banking
- Taux de changeMastercard rate, no markup
- CarteYes
- Idéal pourTravel spending and an all-in-one app
- Taux de changeMid-market weekdays; ~1% weekend on Standard
- CarteYes
- Idéal pourContactless payments on Apple devices
- Taux de changeUses your card's FX terms
- CarteNo standalone card; tokenises existing cards
- Idéal pourEveryday UK banking and budgeting
- Taux de changeMastercard rate, no Monzo markup
- CarteYes
- Idéal pourContactless payments & passes on Android
- Taux de changeUses your card's FX terms
- CarteNo standalone card; stores cards, passes & tickets
- Idéal pourEveryday payments in China
- Taux de changeFX spread for inbound visitors
- CarteNo physical card; QR-code linking bank cards
- Idéal pourSplitting bills with US friends
- Taux de changeN/A (US-only)
- CarteYes
- Idéal pourIn-app payments & P2P in China
- Taux de change3% foreign-card fee on ¥200+ (waivers apply)
- CarteNo physical card; QR-code linking bank cards
- Idéal pourMobile money & remittances in Africa
- Taux de changeApplies on international remittances
- CarteLimited
- Idéal pourEveryday no-fee banking in the US
- Taux de changeN/A (US)
- CarteYes
- Idéal pourEveryday banking in the Eurozone
- Taux de changeMid-market on card payments
- CarteYes
- Idéal pourDigital nomads needing EU banking + multi-currency
- Taux de change~0.5–1.5% by plan/currency
- CarteYes
- Idéal pourSimple everyday banking and payments
- Taux de changeN/A
- CarteYes
- Idéal pourUPI payments & bill pay in India
- Taux de changeN/A (domestic)
- CarteYes
- Idéal pourInstant payments between US bank accounts
- Taux de changeN/A (US)
- CarteNo
- Idéal pourFreelancers & marketplaces getting paid globally
- Taux de changeUp to ~3.5%
- CarteYes
- Idéal pourConsolidating multiple cards into one
- Taux de changeMid-market weekdays; weekend surcharge
- CarteYes
- Idéal pourEveryday payments in Turkey
- Taux de changeFX margin on foreign spend
- CarteYes
- Idéal pourCheap SEPA transfers & small-business accounts
- Taux de changeCompetitive conversion
- CarteYes
- Idéal pourCashback, saving and investing in one app
- Taux de changeInterbank on weekdays (limits apply)
- CarteYes
- Idéal pourMobile deposits & withdrawals
- Taux de change~0.99% on major currencies
- CarteYes
- Idéal pourOnline shopping & buyer protection
- Taux de change~3–4% above wholesale rate
- CarteLimited (debit/credit in some markets, e.g. US)
- Idéal pourInternational online payments
- Taux de changeUp to 3.99%
- CarteYes
- Idéal pourEveryday spending with cashback
- Taux de changeSmall margin on free; better on higher tiers
- CarteYes
- Idéal pourOnline deposits & international transfers
- Taux de changeUp to 3.99%
- CarteYes
- Idéal pourPayments in LatAm & emerging markets
- Taux de changeConversion margin varies
- CarteYes
- Idéal pourEstablished multi-currency wallet for gaming
- Taux de change~2.99% standard tier
- CarteYes
- Idéal pourCash-funded online payments, no bank account
- Taux de changeConversion fee cross-currency
- CarteOptional
- Idéal pourMulti-currency online payments & gaming
- Taux de changeConversion fee varies
- CarteYes
- Idéal pourInternational online payments
- Taux de changeConversion margin applies
- CarteYes
- Idéal pourOpening an account without local credit history
- Taux de changeFX fee on free plan; lower on paid
- CarteYes
- Idéal pourNiche/legacy regional digital payments
- Taux de changeExchange spread
- CarteNo native card