Luxon Pay Avis 2026
Multi-currency e-wallet with tiered fees
Notre verdict
Luxon Pay is a multi-currency e-wallet run by Luxon EU ApS (Denmark), with 38 account currencies, free transfers between users and a Mastercard issued by Monavate UAB under a Bank of Lithuania licence. Standard-tier users pay 2% on currency exchange and EUR 20 for SWIFT withdrawals; tiers based on quarterly merchant deposits cut FX to 1%, 0.5% or zero.
Avantages
- Free vIBAN bank and card deposits
- Free instant transfers between Luxon Pay users
- Free SEPA withdrawals on every tier
- 38 account currencies with a Luxon Pay Mastercard
- Higher tiers cut FX to 1%, 0.5% or 0%
Inconvénients
- Tiers depend on quarterly merchant deposits (Classic from EUR 3,000)
- 2% FX and EUR 20 SWIFT fee at Standard tier
- ATM withdrawals cost 1% on every tier
- Card issued by partner Monavate UAB; Luxon names no licence of its own
Frais et infos clés
| Inscription | Free |
|---|---|
| Frais mensuels | No monthly fee listed |
| Envoyer / recevoir | Free between Luxon Pay users |
| Taux de change | 2% Standard; 1% Classic; 0.5% Premium; 0% Noir |
| Retraits | SEPA free; SWIFT EUR 20 (free on Premium and Noir); ATM 1% |
| Carte | Yes — Luxon Pay Mastercard issued by Monavate UAB |
| Disponibilité | 132 countries (per Luxon) |
| Devises | 38 account currencies |
| Création | n/a (not stated by Luxon) |
| Siège | Denmark (Luxon EU ApS) |
| Réglementation | card issuer Monavate UAB, authorised by the Bank of Lithuania (licence no. 92); Luxon EU ApS names no licence of its own |
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Luxon Pay — frequently asked questions
Is Luxon Pay safe to use?
Luxon Pay is regulated by card issuer Monavate UAB, authorised by the Bank of Lithuania (licence no. 92); Luxon EU ApS names no licence of its own and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.
What fees does Luxon Pay charge?
Account/monthly fee: No monthly fee listed. Sending or receiving: Free between Luxon Pay users. Currency conversion: 2% Standard; 1% Classic; 0.5% Premium; 0% Noir. Withdrawals: SEPA free; SWIFT EUR 20 (free on Premium and Noir); ATM 1%. Fees can change and may vary by country, so always confirm the latest terms on the official Luxon Pay site.
Which countries can use Luxon Pay?
Luxon Pay is available in 132 countries (per Luxon). Exact availability, currencies and features can differ by country, so check the provider's site for your location.
Does Luxon Pay offer a card?
Yes — Luxon Pay Mastercard issued by Monavate UAB. It supports 38 account currencies.
What is Luxon Pay best for?
Luxon Pay is best for high-volume players wanting fast free transfers. Luxon Pay is a multi-currency e-wallet run by Luxon EU ApS (Denmark), with 38 account currencies, free transfers between users and a Mastercard issued by Monavate UAB under a Bank of Lithuania licence.
Who is behind Luxon Pay and where is it based?
Luxon Pay launched in n/a (not stated by Luxon) and is based in Denmark (Luxon EU ApS), regulated by card issuer Monavate UAB, authorised by the Bank of Lithuania (licence no. 92); Luxon EU ApS names no licence of its own.
Comments 10
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Completely free merchant deposits and withdrawals. No sneaky fees. Excellent option for live poker tournament buy-ins in Europe.
Completely free merchant deposits and withdrawals. No sneaky fees. Excellent option for live poker tournament buy-ins in Europe.
Completely free merchant deposits and withdrawals. No sneaky fees. Excellent option for live poker tournament buy-ins in Europe.
Perfect utility for poker players and live events. The only downside is the lack of a physical payment card for daily grocery spending.
Perfect utility for poker players and live events. The only downside is the lack of a physical payment card for daily grocery spending.
Perfect utility for poker players and live events. The only downside is the lack of a physical payment card for daily grocery spending.
Completely free merchant deposits and withdrawals. No sneaky fees. Excellent option for live poker tournament buy-ins in Europe.
Fast verification and simple layout. Having a wallet that doesn't charge you for transferring money between users is fantastic.
Fast verification and simple layout. Having a wallet that doesn't charge you for transferring money between users is fantastic.
Fast verification and simple layout. Having a wallet that doesn't charge you for transferring money between users is fantastic.