Unser Fazit
OFX is a long-established international money-transfer specialist covering 170+ countries and 50+ currencies with no transfer fees and 24/7 human support. It earns through a margin on the exchange rate that tightens on larger transfers, making it best suited to bigger bank-to-bank moves rather than small everyday spending. There is no card or cash pickup, and a minimum transfer amount applies.
Vorteile
- No transfer fees on transfers
- 24/7 human phone support
- 170+ countries and 50+ currencies
- Sharper rates on larger transfers
- Long track record (since 1998), well regulated
Nachteile
- Minimum transfer amount applies
- No cash pickup or card spending
- Not instant — bank delivery times
- Rate margin less competitive on small amounts
Gebühren & Eckdaten
| Anmeldung | Free |
|---|---|
| Monatsgebühr | Free |
| Senden / Empfangen | No OFX transfer fee |
| Wechselkurs | Exchange-rate margin (better on larger amounts) |
| Auszahlungen | Bank-to-bank delivery |
| Karte | No card — bank-to-bank transfers only |
| Verfügbarkeit | 170+ countries |
| Währungen | 50+ currencies |
| Gegründet | 1998 |
| Hauptsitz | Sydney, Australia |
| Regulierung | ASIC (AU), FinCEN (US), FCA (UK), FINTRAC (CA) |
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OFX — frequently asked questions
Is OFX safe to use?
OFX is regulated by ASIC (AU), FinCEN (US), FCA (UK), FINTRAC (CA) and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.
What fees does OFX charge?
Account/monthly fee: Free. Sending or receiving: No OFX transfer fee. Currency conversion: Exchange-rate margin (better on larger amounts). Withdrawals: Bank-to-bank delivery. Fees can change and may vary by country, so always confirm the latest terms on the official OFX site.
Which countries can use OFX?
OFX is available in 170+ countries. Exact availability, currencies and features can differ by country, so check the provider's site for your location.
Does OFX offer a card?
No card — bank-to-bank transfers only. It supports 50+ currencies.
What is OFX best for?
OFX is best for larger international money transfers. OFX is a long-established international money-transfer specialist covering 170+ countries and 50+ currencies with no transfer fees and 24/7 human support.
Who is behind OFX and where is it based?
OFX launched in 1998 and is based in Sydney, Australia, regulated by ASIC (AU), FinCEN (US), FCA (UK), FINTRAC (CA).
Comments 9
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OFX is excellent for transferring large sums of money globally. I moved money to buy a property in Spain and saved over $1,500 compared to bank rates.
OFX is excellent for transferring large sums of money globally. I moved money to buy a property in Spain and saved over $1,500 compared to bank rates.
Professional customer support. I was assigned a dedicated currency dealer who helped me lock in a forward exchange rate. Highly recommended.
Very secure and bank-grade platform. The verification checks are strict, which is good for security, but makes onboarding a bit slow.
Professional customer support. I was assigned a dedicated currency dealer who helped me lock in a forward exchange rate. Highly recommended.
OFX is excellent for transferring large sums of money globally. I moved money to buy a property in Spain and saved over $1,500 compared to bank rates.
Great rates for large amounts, but they have a minimum transfer limit of $150, and the platform is not suited for quick daily peer-to-peer sends.
Very secure and bank-grade platform. The verification checks are strict, which is good for security, but makes onboarding a bit slow.
Great rates for large amounts, but they have a minimum transfer limit of $150, and the platform is not suited for quick daily peer-to-peer sends.