Starling Bank vs Jeton
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Starling Bank | Jeton |
|---|---|---|
| Note | 4.5 / 5 | 3.4 / 5 |
| Idéal pour | Free UK personal and business banking | Multi-currency online payments & gaming |
| Frais mensuels | Free personal account | No standard monthly fee |
| Taux de change | Mastercard rate, no markup | Conversion fee varies |
| Envoyer / recevoir | Free UK transfers | First 5 sends/mo free; ~2.5% after |
| Retraits | Free in the UK and abroad | ~1% + external charges |
| Carte | Yes — debit Mastercard | Yes — Jeton Card (Visa/Mastercard/UnionPay) |
| Disponibilité | United Kingdom | 100+ countries |
| Devises | GBP (EUR/USD business accounts) | 50+ currencies |
| Réglementation | UK PRA/FCA full banking licence (FSCS protected) | UK FCA; Central Bank of Cyprus |
| Création | 2014 | 2017 |
Starling Bank
Starling Bank is a fully licensed UK app bank with FSCS-protected deposits, no fees on overseas spending or ATM withdrawals, interest on balances and highly regarded free business accounts. It is one of the strongest all-round UK options, especially for freelancers and small businesses, though it is UK-only and GBP-focused.
Avantages
- Full UK bank, FSCS-protected deposits
- No fees on overseas spending or ATM withdrawals
- Excellent free business accounts
Inconvénients
- UK-only
- GBP-focused for personal accounts
- Fewer lifestyle perks than some rivals
Jeton
Jeton is a London-based, FCA-regulated wallet supporting 50+ currencies and 70+ payment methods across 100+ countries, with a multi-network Jeton Card and Apple/Google Pay. It covers gaming and general online payments well and carries strong security certifications, though frequent senders face a ~2.5% fee after five monthly transfers and merchant acceptance trails the Paysafe giants. A capable mid-tier option for multi-currency users.
Avantages
- Supports 50+ currencies and 70+ payment methods
- Available in 100+ countries
- Card works with Visa, Mastercard & UnionPay
Inconvénients
- ~2.5% fee on frequent sends after the 5th/month
- ~1% withdrawal fee plus external charges
- Thinner merchant acceptance than Skrill
En résumé
Globalement, Starling Bank prend l'avantage avec une note de 4.5 contre 3.4 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.