Skrill vs Neteller
Una mirada en paralelo a cómo se comparan estos dos monederos, y cuál gana en cada tarea.
| Función | Skrill | Neteller |
|---|---|---|
| Puntuación | 3.6 / 5 | 3.5 / 5 |
| Ideal para | International online payments | Online deposits & international transfers |
| Comisión mensual | Free; EUR 5/mo inactivity after 12 months | Free 12 mo; then $5/mo inactivity |
| Tipo de cambio | Up to 3.99% | Up to 3.99% |
| Enviar / recibir | Free to other Skrill users | Free to other Neteller members |
| Retiradas | Varies by method | Varies by method |
| Tarjeta | Yes — prepaid Mastercard (region-dependent) | Yes — Net+ prepaid Mastercard (EEA only) |
| Disponibilidad | 120+ countries | Most countries (excl. US) |
| Divisas | 40+ currencies | ~28 currencies |
| Regulación | UK FCA (Paysafe Group) | UK FCA / Isle of Man (Paysafe Group) |
| Fundación | 2001 | 1999 |
Skrill
Skrill is a long-established Paysafe-owned e-wallet popular for online payments, trading and cross-border transfers, holding 40+ currencies with optional crypto and a prepaid Mastercard. It scores well on acceptance and features but its FX markup (up to 3.99%) and assorted withdrawal/inactivity fees make it pricier than newer neobanks. A solid choice where merchant acceptance matters more than cost.
Pros
- Widely accepted by online merchants and trading platforms
- Buy/sell crypto in-wallet
- Holds 40+ currencies
Contras
- FX markup up to 3.99% is high vs neobanks
- EUR 5/mo inactivity fee after 12 months
- Withdrawal fees vary and add up
Neteller
Neteller is Skrill's Paysafe-owned sibling, widely used for funding trading and online accounts and offering a Knect rewards programme plus in-wallet crypto. Its fee profile mirrors Skrill's — up to 3.99% FX and a $5/month inactivity charge after a year — and its Net+ prepaid card is restricted to EEA residents. Dependable and well-accepted, but not the cheapest way to move money.
Pros
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- ~28 currencies plus in-wallet crypto
Contras
- Net+ card limited to EEA residents
- FX markup up to 3.99%
- $5/mo inactivity fee after 12 months
En resumen
En conjunto, Skrill se adelanta con una puntuación de 3.6 frente a 3.5, pero la elección correcta depende de tus prioridades. Compara ambos según tu país y tu caso de uso antes de decidir.