Revolut vs Wallester
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Revolut | Wallester |
|---|---|---|
| Note | 4.4 / 5 | 4.1 / 5 |
| Idéal pour | Travel spending and an all-in-one app | Businesses issuing expense & team cards |
| Frais mensuels | Free to ~$16.99/mo (Standard→Metal) | Free (Free plan) |
| Taux de change | Mid-market weekdays; ~1% weekend on Standard | 2% on foreign currency |
| Envoyer / recevoir | Free between Revolut users | Free plan + paid premium tiers |
| Retraits | Free up to a monthly limit, then ~2% | 2% on cash/ATM |
| Carte | Yes — virtual & physical debit; Metal on premium | Yes — Visa (virtual & physical, white-label) |
| Disponibilité | 40+ markets; cards usable in 160+ countries | EEA-focused |
| Devises | 30+ in-app (spend in 120+) | 10 currencies for exchange |
| Réglementation | Bank of Lithuania (ECB), UK banking licence, FCA | Estonian FSA; Visa Principal Member |
| Création | 2015 | 2016 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Avantages
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Inconvénients
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Wallester
Wallester is an Estonian, Visa-principal-member platform offering free IBAN business accounts and up to 300 free virtual Visa cards with strong expense-management and accounting integrations. It is built for businesses rather than consumers, with 2% FX and ATM-withdrawal fees as the main cost considerations.
Avantages
- Up to 300 free virtual Visa cards
- Free IBAN business account & expense controls
- Visa Principal Member, PCI DSS Level 1
Inconvénients
- 2% FX markup on foreign-currency spend
- 2% fee on cash/ATM withdrawals
- Geared to businesses, not consumers
En résumé
Globalement, Revolut prend l'avantage avec une note de 4.4 contre 4.1 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.