Revolut vs Skrill
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | Skrill |
|---|---|---|
| Оцінка | 4.4 / 5 | 3.6 / 5 |
| Найкраще для | Travel spending and an all-in-one app | International online payments |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | Free; EUR 5/mo inactivity after 12 months |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% |
| Надсилання / отримання | Free between Revolut users | Free to other Skrill users |
| Виведення коштів | Free up to a monthly limit, then ~2% | Varies by method |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — prepaid Mastercard (region-dependent) |
| Доступність | 40+ markets; cards usable in 160+ countries | 120+ countries |
| Валюти | 30+ in-app (spend in 120+) | 40+ currencies |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA (Paysafe Group) |
| Засновано | 2015 | 2001 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Skrill
Skrill is a long-established Paysafe-owned e-wallet popular for online payments, trading and cross-border transfers, holding 40+ currencies with optional crypto and a prepaid Mastercard. It scores well on acceptance and features but its FX markup (up to 3.99%) and assorted withdrawal/inactivity fees make it pricier than newer neobanks. A solid choice where merchant acceptance matters more than cost.
Плюси
- Widely accepted by online merchants and trading platforms
- Buy/sell crypto in-wallet
- Holds 40+ currencies
Мінуси
- FX markup up to 3.99% is high vs neobanks
- EUR 5/mo inactivity fee after 12 months
- Withdrawal fees vary and add up
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.6 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.