Revolut vs Skrill
Una mirada en paralelo a cómo se comparan estos dos monederos, y cuál gana en cada tarea.
| Función | Revolut | Skrill |
|---|---|---|
| Puntuación | 4.4 / 5 | 3.6 / 5 |
| Ideal para | Travel spending and an all-in-one app | International online payments |
| Comisión mensual | Free to ~$16.99/mo (Standard→Metal) | Free; EUR 5/mo inactivity after 12 months |
| Tipo de cambio | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% |
| Enviar / recibir | Free between Revolut users | Free to other Skrill users |
| Retiradas | Free up to a monthly limit, then ~2% | Varies by method |
| Tarjeta | Yes — virtual & physical debit; Metal on premium | Yes — prepaid Mastercard (region-dependent) |
| Disponibilidad | 40+ markets; cards usable in 160+ countries | 120+ countries |
| Divisas | 30+ in-app (spend in 120+) | 40+ currencies |
| Regulación | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA (Paysafe Group) |
| Fundación | 2015 | 2001 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Pros
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Contras
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Skrill
Skrill is a long-established Paysafe-owned e-wallet popular for online payments, trading and cross-border transfers, holding 40+ currencies with optional crypto and a prepaid Mastercard. It scores well on acceptance and features but its FX markup (up to 3.99%) and assorted withdrawal/inactivity fees make it pricier than newer neobanks. A solid choice where merchant acceptance matters more than cost.
Pros
- Widely accepted by online merchants and trading platforms
- Buy/sell crypto in-wallet
- Holds 40+ currencies
Contras
- FX markup up to 3.99% is high vs neobanks
- EUR 5/mo inactivity fee after 12 months
- Withdrawal fees vary and add up
En resumen
En conjunto, Revolut se adelanta con una puntuación de 4.4 frente a 3.6, pero la elección correcta depende de tus prioridades. Compara ambos según tu país y tu caso de uso antes de decidir.