Revolut vs Neteller
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Revolut | Neteller |
|---|---|---|
| Note | 4.4 / 5 | 3.5 / 5 |
| Idéal pour | Travel spending and an all-in-one app | Online deposits & international transfers |
| Frais mensuels | Free to ~$16.99/mo (Standard→Metal) | Free; USD 5/mo after 6 months without a login or transaction |
| Taux de change | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% (VIP from 1%) |
| Envoyer / recevoir | Free between Revolut users | 2.99% to send (min USD 0.50); receiving free |
| Retraits | Free up to a monthly limit, then ~2% | 1.75% to a bank account (min USD 3.50) |
| Carte | Yes — virtual & physical debit; Metal on premium | Yes — Net+ prepaid Mastercard (EEA and UK) |
| Disponibilité | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Devises | 30+ in-app (spend in 120+) | Multiple currency balances |
| Réglementation | Bank of Lithuania (ECB), UK banking licence, FCA | Central Bank of Ireland (Paysafe Payment Solutions Ltd) |
| Création | 2015 | 1999 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Avantages
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Inconvénients
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Neteller
Neteller is Skrill's Paysafe sibling, used mainly to fund trading and online accounts, with a Knect rewards programme and a Net+ prepaid card for EEA and UK residents. Standard members pay up to 3.99% in FX fees (VIP members from 1%), 2.99% to send money and 1.75% (min USD 3.50) to withdraw to a bank, plus USD 5 a month after six months of inactivity. Well accepted, but not a cheap way to hold or move currencies.
Avantages
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- FX fee drops to as little as 1% for VIP members
Inconvénients
- Net+ card limited to EEA and UK residents
- FX fee up to 3.99% for standard members
- USD 5/mo inactivity fee after 6 months
En résumé
Globalement, Revolut prend l'avantage avec une note de 4.4 contre 3.5 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.