Revolut vs Neteller
Una mirada en paralelo a cómo se comparan estos dos monederos, y cuál gana en cada tarea.
| Función | Revolut | Neteller |
|---|---|---|
| Puntuación | 4.4 / 5 | 3.5 / 5 |
| Ideal para | Travel spending and an all-in-one app | Online deposits & international transfers |
| Comisión mensual | Free to ~$16.99/mo (Standard→Metal) | Free 12 mo; then $5/mo inactivity |
| Tipo de cambio | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% |
| Enviar / recibir | Free between Revolut users | Free to other Neteller members |
| Retiradas | Free up to a monthly limit, then ~2% | Varies by method |
| Tarjeta | Yes — virtual & physical debit; Metal on premium | Yes — Net+ prepaid Mastercard (EEA only) |
| Disponibilidad | 40+ markets; cards usable in 160+ countries | Most countries (excl. US) |
| Divisas | 30+ in-app (spend in 120+) | ~28 currencies |
| Regulación | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA / Isle of Man (Paysafe Group) |
| Fundación | 2015 | 1999 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Pros
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Contras
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Neteller
Neteller is Skrill's Paysafe-owned sibling, widely used for funding trading and online accounts and offering a Knect rewards programme plus in-wallet crypto. Its fee profile mirrors Skrill's — up to 3.99% FX and a $5/month inactivity charge after a year — and its Net+ prepaid card is restricted to EEA residents. Dependable and well-accepted, but not the cheapest way to move money.
Pros
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- ~28 currencies plus in-wallet crypto
Contras
- Net+ card limited to EEA residents
- FX markup up to 3.99%
- $5/mo inactivity fee after 12 months
En resumen
En conjunto, Revolut se adelanta con una puntuación de 4.4 frente a 3.5, pero la elección correcta depende de tus prioridades. Compara ambos según tu país y tu caso de uso antes de decidir.