Revolut vs Jeton
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Revolut | Jeton |
|---|---|---|
| Note | 4.4 / 5 | 3.4 / 5 |
| Idéal pour | Travel spending and an all-in-one app | Multi-currency online payments & gaming |
| Frais mensuels | Free to ~$16.99/mo (Standard→Metal) | No standard monthly fee |
| Taux de change | Mid-market weekdays; ~1% weekend on Standard | Conversion fee varies |
| Envoyer / recevoir | Free between Revolut users | First 5 sends/mo free; ~2.5% after |
| Retraits | Free up to a monthly limit, then ~2% | ~1% + external charges |
| Carte | Yes — virtual & physical debit; Metal on premium | Yes — Jeton Card (Visa/Mastercard/UnionPay) |
| Disponibilité | 40+ markets; cards usable in 160+ countries | 100+ countries |
| Devises | 30+ in-app (spend in 120+) | 50+ currencies |
| Réglementation | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA; Central Bank of Cyprus |
| Création | 2015 | 2017 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Avantages
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Inconvénients
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Jeton
Jeton is a London-based, FCA-regulated wallet supporting 50+ currencies and 70+ payment methods across 100+ countries, with a multi-network Jeton Card and Apple/Google Pay. It covers gaming and general online payments well and carries strong security certifications, though frequent senders face a ~2.5% fee after five monthly transfers and merchant acceptance trails the Paysafe giants. A capable mid-tier option for multi-currency users.
Avantages
- Supports 50+ currencies and 70+ payment methods
- Available in 100+ countries
- Card works with Visa, Mastercard & UnionPay
Inconvénients
- ~2.5% fee on frequent sends after the 5th/month
- ~1% withdrawal fee plus external charges
- Thinner merchant acceptance than Skrill
En résumé
Globalement, Revolut prend l'avantage avec une note de 4.4 contre 3.4 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.