Revolut vs Jeton
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Revolut | Jeton |
|---|---|---|
| Note | 4.4 / 5 | 3.4 / 5 |
| Idéal pour | Travel spending and an all-in-one app | Multi-currency online payments & gaming |
| Frais mensuels | Free to ~$16.99/mo (Standard→Metal) | Maintenance, monthly and annual fees waived |
| Taux de change | Mid-market weekdays; ~1% weekend on Standard | Not published on the public fee page |
| Envoyer / recevoir | Free between Revolut users | Shown in the app (not on the public fee page) |
| Retraits | Free up to a monthly limit, then ~2% | Not published on the public fee page |
| Carte | Yes — virtual & physical debit; Metal on premium | Yes — Jeton Card (virtual and physical) |
| Disponibilité | 40+ markets; cards usable in 160+ countries | Connected with 25+ countries |
| Devises | 30+ in-app (spend in 120+) | Multiple currencies |
| Réglementation | Bank of Lithuania (ECB), UK banking licence, FCA | Jeton Bank Limited — Financial Services Unit, Dominica |
| Création | 2015 | 2017 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Avantages
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Inconvénients
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Jeton
Jeton is an e-wallet run by Jeton Bank Limited, licensed by the Financial Services Unit of Dominica, connected with 25+ countries and 50 payment methods. Account fees are waived and local bank-transfer top-ups are free, but its public fee page does not list exchange, withdrawal or wallet-to-wallet fees, so check them in the app. Useful for merchants that take Jeton; less transparent than a regulated EU or UK neobank.
Avantages
- No maintenance, monthly or annual account fees
- Free local bank-transfer top-ups (EUR 10 to 10,000)
- Virtual card from 0.99 USD/EUR
Inconvénients
- Exchange, withdrawal and transfer fees are not on the public fee page
- Physical card costs 39.99 USD/EUR
- ATM abroad: 0.5% + 2% of the amount
En résumé
Globalement, Revolut prend l'avantage avec une note de 4.4 contre 3.4 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.