Revolut vs Google Wallet
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Revolut | Google Wallet |
|---|---|---|
| Note | 4.4 / 5 | 4.3 / 5 |
| Idéal pour | Travel spending and an all-in-one app | Contactless payments & passes on Android |
| Frais mensuels | Free to ~$16.99/mo (Standard→Metal) | Free |
| Taux de change | Mid-market weekdays; ~1% weekend on Standard | Uses your card's FX terms |
| Envoyer / recevoir | Free between Revolut users | No Google fee; send money only in India and Singapore |
| Retraits | Free up to a monthly limit, then ~2% | N/A |
| Carte | Yes — virtual & physical debit; Metal on premium | No standalone card; stores cards, passes & tickets |
| Disponibilité | 40+ markets; cards usable in 160+ countries | Countries on Google supported-countries list; tap to pay varies by country |
| Devises | 30+ in-app (spend in 120+) | Local card currency |
| Réglementation | Bank of Lithuania (ECB), UK banking licence, FCA | Rides card networks; licences by region |
| Création | 2015 | 2011 (Wallet rebrand 2022) |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Avantages
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Inconvénients
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use in the countries on Google's supported list, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but sending money to friends is only offered in India and Singapore. The natural everyday wallet for Android users.
Avantages
- Free to use — Google charges no fee
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Inconvénients
- No own account or balance in most markets
- Sending money to friends only in India and Singapore
- Feature set varies widely by country
En résumé
Globalement, Revolut prend l'avantage avec une note de 4.4 contre 4.3 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.