Revolut vs Crypto.com
Una mirada en paralelo a cómo se comparan estos dos monederos, y cuál gana en cada tarea.
| Función | Revolut | Crypto.com |
|---|---|---|
| Puntuación | 4.4 / 5 | 4.0 / 5 |
| Ideal para | Travel spending and an all-in-one app | Crypto holders wanting cashback card spending |
| Comisión mensual | Free to ~$16.99/mo (Standard→Metal) | Free (card tiers via CRO stake) |
| Tipo de cambio | Mid-market weekdays; ~1% weekend on Standard | 0% on most card tiers |
| Enviar / recibir | Free between Revolut users | Crypto network fees; app spread |
| Retiradas | Free up to a monthly limit, then ~2% | Free ATM up to cap, then ~2% |
| Tarjeta | Yes — virtual & physical debit; Metal on premium | Yes — Visa prepaid (tiered, CRO-staked) |
| Disponibilidad | 40+ markets; cards usable in 160+ countries | 90+ countries |
| Divisas | 30+ in-app (spend in 120+) | Hundreds of crypto + major fiat |
| Regulación | Bank of Lithuania (ECB), UK banking licence, FCA | EU/MiCA, MAS, FCA registration, US MTLs |
| Fundación | 2015 | 2016 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Pros
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Contras
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Crypto.com
Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers. It is a strong choice for crypto holders who want to spend and earn rewards, though the best perks require sizable CRO staking and cashback has been trimmed over time.
Pros
- Tiered cashback Visa card
- Hundreds of supported cryptocurrencies
- 0% FX markup on most card tiers
Contras
- Top cashback needs large CRO staking
- Cashback rates cut from earlier highs
- ATM withdrawals capped before 2% fee
En resumen
En conjunto, Revolut se adelanta con una puntuación de 4.4 frente a 4.0, pero la elección correcta depende de tus prioridades. Compara ambos según tu país y tu caso de uso antes de decidir.