Google Wallet vs Volet
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Google Wallet | Volet |
|---|---|---|
| Note | 4.3 / 5 | 3.5 / 5 |
| Idéal pour | Contactless payments & passes on Android | Multi-currency wallet with prepaid cards |
| Frais mensuels | Free | Free |
| Taux de change | Uses your card's FX terms | Spread on conversions |
| Envoyer / recevoir | No Google fee; send money only in India and Singapore | Free wallet-to-wallet; external 0.5–3.5% |
| Retraits | N/A | SEPA ~EUR 1 flat; card/SWIFT vary |
| Carte | No standalone card; stores cards, passes & tickets | Yes — Visa/Mastercard prepaid (virtual & physical) |
| Disponibilité | Countries on Google supported-countries list; tap to pay varies by country | 150+ countries |
| Devises | Local card currency | 20+ fiat + major crypto |
| Réglementation | Rides card networks; licences by region | EEA registrations; lightly regulated globally |
| Création | 2011 (Wallet rebrand 2022) | 2014 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use in the countries on Google's supported list, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but sending money to friends is only offered in India and Singapore. The natural everyday wallet for Android users.
Avantages
- Free to use — Google charges no fee
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Inconvénients
- No own account or balance in most markets
- Sending money to friends only in India and Singapore
- Feature set varies widely by country
Volet
Volet (formerly AdvCash) is a versatile multi-currency e-wallet that blends fiat and crypto with prepaid cards and free internal transfers. It suits crypto-savvy users in 150+ countries, though external fees and a relatively light regulatory profile are worth weighing.
Avantages
- Free internal wallet-to-wallet transfers
- Holds 20+ fiat currencies plus native crypto
- Prepaid cards for spending crypto/fiat
Inconvénients
- Light/unclear regulatory oversight
- High physical card issuance fee (~$90)
- External transfer fees up to 3.5%
En résumé
Globalement, Google Wallet prend l'avantage avec une note de 4.3 contre 3.5 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.