Google Wallet vs Vivid
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Google Wallet | Vivid |
|---|---|---|
| Note | 4.3 / 5 | 3.8 / 5 |
| Idéal pour | Contactless payments & passes on Android | Cashback, saving and investing in one app |
| Frais mensuels | Free | Free plan → paid Prime |
| Taux de change | Uses your card's FX terms | Interbank on weekdays (limits apply) |
| Envoyer / recevoir | No Google fee; P2P limited in many markets | Free SEPA transfers |
| Retraits | N/A | Free ATM up to a cap, then fee |
| Carte | No standalone card; stores cards, passes & tickets | Yes — Visa debit (metal on premium) |
| Disponibilité | Tap-to-pay in 100+ countries | Several EU markets |
| Devises | Local card currency | EUR + multi-currency pockets |
| Réglementation | Rides card networks; licences by region | BaFin via partner bank (Solaris); EEA |
| Création | 2011 (Wallet rebrand 2022) | 2020 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Avantages
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Inconvénients
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Vivid
Vivid is a Berlin-based money app combining a multi-currency account, cashback, budgeting pockets and in-app investing in stocks, ETFs and crypto. It is feature-rich and well-designed, though the strongest perks sit behind its Prime plan and it operates through partner bank Solaris across a limited set of EU markets.
Avantages
- Cashback and rewards on spending
- Invest in stocks, ETFs and crypto in-app
- Sub-accounts (pockets) for budgeting
Inconvénients
- Best features on the paid Prime plan
- Relies on a partner bank (Solaris)
- Available only in some EU markets
En résumé
Globalement, Google Wallet prend l'avantage avec une note de 4.3 contre 3.8 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.