Google Wallet vs Vivid
Una mirada en paralelo a cómo se comparan estos dos monederos, y cuál gana en cada tarea.
| Función | Google Wallet | Vivid |
|---|---|---|
| Puntuación | 4.3 / 5 | 3.8 / 5 |
| Ideal para | Contactless payments & passes on Android | Cashback, saving and investing in one app |
| Comisión mensual | Free | Free plan → paid Prime |
| Tipo de cambio | Uses your card's FX terms | Interbank on weekdays (limits apply) |
| Enviar / recibir | No Google fee; P2P limited in many markets | Free SEPA transfers |
| Retiradas | N/A | Free ATM up to a cap, then fee |
| Tarjeta | No standalone card; stores cards, passes & tickets | Yes — Visa debit (metal on premium) |
| Disponibilidad | Tap-to-pay in 100+ countries | Several EU markets |
| Divisas | Local card currency | EUR + multi-currency pockets |
| Regulación | Rides card networks; licences by region | BaFin via partner bank (Solaris); EEA |
| Fundación | 2011 (Wallet rebrand 2022) | 2020 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Pros
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Contras
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Vivid
Vivid is a Berlin-based money app combining a multi-currency account, cashback, budgeting pockets and in-app investing in stocks, ETFs and crypto. It is feature-rich and well-designed, though the strongest perks sit behind its Prime plan and it operates through partner bank Solaris across a limited set of EU markets.
Pros
- Cashback and rewards on spending
- Invest in stocks, ETFs and crypto in-app
- Sub-accounts (pockets) for budgeting
Contras
- Best features on the paid Prime plan
- Relies on a partner bank (Solaris)
- Available only in some EU markets
En resumen
En conjunto, Google Wallet se adelanta con una puntuación de 4.3 frente a 3.8, pero la elección correcta depende de tus prioridades. Compara ambos según tu país y tu caso de uso antes de decidir.