Google Wallet vs Cash App
Un comparatif côte à côte de ces deux portefeuilles — et lequel l'emporte selon le besoin.
| Fonctionnalité | Google Wallet | Cash App |
|---|---|---|
| Note | 4.3 / 5 | 4.0 / 5 |
| Idéal pour | Contactless payments & passes on Android | Simple everyday banking and payments |
| Frais mensuels | Free | Free |
| Taux de change | Uses your card's FX terms | N/A |
| Envoyer / recevoir | No Google fee; P2P limited in many markets | Free standard P2P; instant ~0.5–1.75% |
| Retraits | N/A | Standard free; instant-to-debit fee |
| Carte | No standalone card; stores cards, passes & tickets | Yes — Cash Card (Visa debit) |
| Disponibilité | Tap-to-pay in 100+ countries | United States & United Kingdom |
| Devises | Local card currency | USD (US), GBP (UK) |
| Réglementation | Rides card networks; licences by region | FinCEN (MSB), US state licences; Block, Inc. |
| Création | 2011 (Wallet rebrand 2022) | 2013 |
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Avantages
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Inconvénients
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Cash App
Cash App blends peer-to-peer payments with light banking, a free debit card, and built-in Bitcoin and stock investing. Standard transfers are free while instant cash-outs and crypto carry fees, and availability is limited to the US and UK. A strong all-in-one choice for US users who want payments and investing in one place.
Avantages
- Free P2P and a free customizable Cash Card
- Built-in Bitcoin & stock investing
- Direct deposit and banking-style features
Inconvénients
- Limited to US and UK
- Instant transfers & credit-card sends cost extra
- Bitcoin buys carry a 2–3% spread
En résumé
Globalement, Google Wallet prend l'avantage avec une note de 4.3 contre 4.0 — mais le bon choix dépend de vos priorités. Vérifiez les deux selon votre pays et votre usage avant de décider.