- Best forContactless payments on Apple devices
- FX rateUses your card's FX terms
- CardNo standalone card; tokenises existing cards
Category
P2P E-Wallets
9 wallets in this category, ranked by our overall score.
- Best forSplitting bills with US friends
- FX rateN/A (US-only)
- CardYes
- Best forIn-app payments & P2P in China
- FX rate3% foreign-card fee on ¥200+ (waivers apply)
- CardNo physical card; QR-code linking bank cards
- Best forMobile money & remittances in Africa
- FX rateApplies on international remittances
- CardLimited
- Best forEveryday no-fee banking in the US
- FX rateN/A (US)
- CardYes
- Best forSimple everyday banking and payments
- FX rateN/A
- CardYes
- Best forUPI payments & bill pay in India
- FX rateN/A (domestic)
- CardYes
- Best forInstant payments between US bank accounts
- FX rateN/A (US)
- CardNo
- Best forEveryday payments in Turkey
- FX rateFX margin on foreign spend
- CardYes