- Best forBusinesses issuing expense & team cards
- FX rate2% on foreign currency
- CardYes
Category
Business E-Wallets
9 wallets in this category, ranked by our overall score.
- Best forLarger international money transfers
- FX rateExchange-rate margin (better on larger amounts)
- CardNo card
- Best forCheap, transparent international transfers
- FX rateMid-market + transparent fee (often <0.5%)
- CardYes
- Best forFree UK personal and business banking
- FX rateMastercard rate, no markup
- CardYes
- Best forSending crypto & paying merchants fee-free
- FX rateSpread between coins
- CardNo (QR/contactless crypto payments)
- Best forFreelancers & marketplaces getting paid globally
- FX rateUp to ~3.5%
- CardYes
- Best forCheap SEPA transfers & small-business accounts
- FX rateCompetitive conversion
- CardYes
- Best forCashback, saving and investing in one app
- FX rateInterbank on weekdays (limits apply)
- CardYes
- Best forOnline shopping & buyer protection
- FX rate~3–4% above wholesale rate
- CardLimited (debit/credit in some markets, e.g. US)