Наш вердикт
paysafecard is a cash-based prepaid voucher that lets users pay online without sharing bank or card details, redeemable via a 16-digit PIN at gaming and digital-goods merchants. Bought at hundreds of thousands of retail outlets, it is ideal for the unbanked or privacy-conscious, though monthly service fees nibble at unused balances and it lacks full wallet features. Best treated as a top-up tool rather than a money-management account.
Плюсы
- No bank account or card needed to pay online
- Bought with cash at hundreds of thousands of outlets
- 16-digit PIN keeps your details private
- Fixed-value top-ups limit overspending
- Widely accepted at gaming & digital-goods sites
Минусы
- Monthly service fee erodes unused balances
- Conversion fees on cross-currency payments
- Not a full wallet — limited send/receive
- Per-transaction and country limits apply
Комиссии и ключевые факты
| Регистрация | Free — buy at face value |
|---|---|
| Ежемесячная комиссия | Service fee after ~30 days |
| Отправка / получение | N/A — pay with 16-digit PIN |
| Курс обмена | Conversion fee cross-currency |
| Выводы средств | N/A for standard vouchers |
| Карта | Optional — paysafecard Mastercard (select markets) |
| Доступность | ~50 countries |
| Валюты | ~20+ currencies |
| Основан | 2000 |
| Штаб-квартира | Vienna, Austria |
| Регулирование | FCA / Austrian FMA (Paysafe Group) |
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paysafecard — frequently asked questions
Is paysafecard safe to use?
paysafecard is regulated by FCA / Austrian FMA (Paysafe Group) and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.
What fees does paysafecard charge?
Account/monthly fee: Service fee after ~30 days. Sending or receiving: N/A — pay with 16-digit PIN. Currency conversion: Conversion fee cross-currency. Withdrawals: N/A for standard vouchers. Fees can change and may vary by country, so always confirm the latest terms on the official paysafecard site.
Which countries can use paysafecard?
paysafecard is available in ~50 countries. Exact availability, currencies and features can differ by country, so check the provider's site for your location.
Does paysafecard offer a card?
Optional — paysafecard Mastercard (select markets). It supports ~20+ currencies.
What is paysafecard best for?
paysafecard is best for cash-funded online payments, no bank account. paysafecard is a cash-based prepaid voucher that lets users pay online without sharing bank or card details, redeemable via a 16-digit PIN at gaming and digital-goods merchants.
Who is behind paysafecard and where is it based?
paysafecard launched in 2000 and is based in Vienna, Austria, regulated by FCA / Austrian FMA (Paysafe Group).
Comments 12
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Very secure and easy to find vouchers in Europe. But if you don't use the pin balance within a year, they start charging a monthly maintenance fee.
I use Paysafecard to control my budget on gaming. It is completely safe since I don't have to share my bank details or credit card anywhere.
Perfect for online privacy. I just buy a voucher at the local gas station with cash, enter the 16-digit code, and buy my games online. No bank required!
Excellent prepaid voucher. The 'my paysafecard' online account lets you combine pin balances, which makes it much easier to pay larger amounts.
Very secure and easy to find vouchers in Europe. But if you don't use the pin balance within a year, they start charging a monthly maintenance fee.
Great for small payments, but the vouchers are hard to use for large online transactions since you can only combine a limited number of PINs.
Excellent prepaid voucher. The 'my paysafecard' online account lets you combine pin balances, which makes it much easier to pay larger amounts.
I use Paysafecard to control my budget on gaming. It is completely safe since I don't have to share my bank details or credit card anywhere.
Excellent prepaid voucher. The 'my paysafecard' online account lets you combine pin balances, which makes it much easier to pay larger amounts.
Excellent prepaid voucher. The 'my paysafecard' online account lets you combine pin balances, which makes it much easier to pay larger amounts.
Excellent prepaid voucher. The 'my paysafecard' online account lets you combine pin balances, which makes it much easier to pay larger amounts.
Perfect for online privacy. I just buy a voucher at the local gas station with cash, enter the 16-digit code, and buy my games online. No bank required!