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OFX Огляд 2026

Bank-beating international transfers

4.0

Наш висновок

OFX is a long-established international money-transfer specialist covering 170+ countries and 50+ currencies with no transfer fees and 24/7 human support. It earns through a margin on the exchange rate that tightens on larger transfers, making it best suited to bigger bank-to-bank moves rather than small everyday spending. There is no card or cash pickup, and a minimum transfer amount applies.

Плюси

  • No transfer fees on transfers
  • 24/7 human phone support
  • 170+ countries and 50+ currencies
  • Sharper rates on larger transfers
  • Long track record (since 1998), well regulated

Мінуси

  • Minimum transfer amount applies
  • No cash pickup or card spending
  • Not instant — bank delivery times
  • Rate margin less competitive on small amounts

Розбивка оцінок

Комісії 4.0
Простота використання 3.8
Функції 3.5
Підтримка 4.5
Довіра 4.3

Комісії та ключові факти

РеєстраціяFree
Щомісячна комісіяFree
Надсилання / отриманняNo OFX transfer fee
Обмінний курсExchange-rate margin (better on larger amounts)
Виведення коштівBank-to-bank delivery
КарткаNo card — bank-to-bank transfers only
Доступність170+ countries
Валюти50+ currencies
Засновано1998
Головний офісSydney, Australia
РегулюванняASIC (AU), FinCEN (US), FCA (UK), FINTRAC (CA)

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OFX — frequently asked questions

Is OFX safe to use?

OFX is regulated by ASIC (AU), FinCEN (US), FCA (UK), FINTRAC (CA) and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.

What fees does OFX charge?

Account/monthly fee: Free. Sending or receiving: No OFX transfer fee. Currency conversion: Exchange-rate margin (better on larger amounts). Withdrawals: Bank-to-bank delivery. Fees can change and may vary by country, so always confirm the latest terms on the official OFX site.

Which countries can use OFX?

OFX is available in 170+ countries. Exact availability, currencies and features can differ by country, so check the provider's site for your location.

Does OFX offer a card?

No card — bank-to-bank transfers only. It supports 50+ currencies.

What is OFX best for?

OFX is best for larger international money transfers. OFX is a long-established international money-transfer specialist covering 170+ countries and 50+ currencies with no transfer fees and 24/7 human support.

Who is behind OFX and where is it based?

OFX launched in 1998 and is based in Sydney, Australia, regulated by ASIC (AU), FinCEN (US), FCA (UK), FINTRAC (CA).

Comments 9

4.64.6 · 9 ratings

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L
Lucía Pérez Spain · 1 Jul 2026

OFX is excellent for transferring large sums of money globally. I moved money to buy a property in Spain and saved over $1,500 compared to bank rates.

A
Ana L. Spain · 21 Jun 2026

OFX is excellent for transferring large sums of money globally. I moved money to buy a property in Spain and saved over $1,500 compared to bank rates.

A
Anna Kollárová Slovakia · 17 Jun 2026

Professional customer support. I was assigned a dedicated currency dealer who helped me lock in a forward exchange rate. Highly recommended.

L
Lina Germany · 10 Jun 2026

Very secure and bank-grade platform. The verification checks are strict, which is good for security, but makes onboarding a bit slow.

L
Liam Canada · 23 May 2026

Professional customer support. I was assigned a dedicated currency dealer who helped me lock in a forward exchange rate. Highly recommended.

C
Cristina M. Spain · 18 May 2026

OFX is excellent for transferring large sums of money globally. I moved money to buy a property in Spain and saved over $1,500 compared to bank rates.

A
Anna Germany · 18 May 2026

Great rates for large amounts, but they have a minimum transfer limit of $150, and the platform is not suited for quick daily peer-to-peer sends.

M
Mia United Kingdom · 26 Apr 2026

Very secure and bank-grade platform. The verification checks are strict, which is good for security, but makes onboarding a bit slow.

H
Harry J. United Kingdom · 21 Apr 2026

Great rates for large amounts, but they have a minimum transfer limit of $150, and the platform is not suited for quick daily peer-to-peer sends.