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Crypto.com Огляд 2026

Crypto app with rewards Visa card

4.0

Наш висновок

Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers. It is a strong choice for crypto holders who want to spend and earn rewards, though the best perks require sizable CRO staking and cashback has been trimmed over time.

Плюси

  • Tiered cashback Visa card
  • Hundreds of supported cryptocurrencies
  • 0% FX markup on most card tiers
  • Broad regulatory licensing across regions
  • All-in-one app: trade, stake, spend

Мінуси

  • Top cashback needs large CRO staking
  • Cashback rates cut from earlier highs
  • ATM withdrawals capped before 2% fee
  • Crypto volatility affects card balances

Розбивка оцінок

Комісії 3.5
Простота використання 4.0
Функції 4.5
Підтримка 3.5
Довіра 4.0

Комісії та ключові факти

РеєстраціяFree
Щомісячна комісіяFree (card tiers via CRO stake)
Надсилання / отриманняCrypto network fees; app spread
Обмінний курс0% on most card tiers
Виведення коштівFree ATM up to cap, then ~2%
КарткаYes — Visa prepaid (tiered, CRO-staked)
Доступність90+ countries
ВалютиHundreds of crypto + major fiat
Засновано2016
Головний офісSingapore
РегулюванняEU/MiCA, MAS, FCA registration, US MTLs

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Crypto.com — frequently asked questions

Is Crypto.com safe to use?

Crypto.com is regulated by EU/MiCA, MAS, FCA registration, US MTLs and uses standard protections such as encryption and two-factor authentication. As with any provider, make sure it is licensed in your country, use a strong password and never share one-time codes.

What fees does Crypto.com charge?

Account/monthly fee: Free (card tiers via CRO stake). Sending or receiving: Crypto network fees; app spread. Currency conversion: 0% on most card tiers. Withdrawals: Free ATM up to cap, then ~2%. Fees can change and may vary by country, so always confirm the latest terms on the official Crypto.com site.

Which countries can use Crypto.com?

Crypto.com is available in 90+ countries. Exact availability, currencies and features can differ by country, so check the provider's site for your location.

Does Crypto.com offer a card?

Yes — Visa prepaid (tiered, CRO-staked). It supports Hundreds of crypto + major fiat.

What is Crypto.com best for?

Crypto.com is best for crypto holders wanting cashback card spending. Crypto.com pairs a feature-rich crypto app with a tiered Visa card offering cashback and 0% FX on most tiers.

Who is behind Crypto.com and where is it based?

Crypto.com launched in 2016 and is based in Singapore, regulated by EU/MiCA, MAS, FCA registration, US MTLs.

Comments 6

4.74.7 · 6 ratings

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R
Robert United States · 9 Jun 2026

Great card for everyday spend, but they have reduced the CRO cashback percentages on the lower tiers. Still a decent deal though.

A
Amelia D. United Kingdom · 2 Jun 2026

The app is clean and loading the card is instant. The exchange spread on the mobile app can be a bit wide, so use the Exchange for trading.

L
Logan Gagnon Canada · 15 May 2026

I love my metal Visa card! The cashback rewards paid in CRO are fantastic, and the free Spotify/Netflix rebates are a huge bonus.

G
George Robinson United Kingdom · 6 May 2026

Super slick app. The fiat wallet makes it easy to deposit money via local bank transfer, buy crypto, and load up the visa card instantly.

K
Kamil J. Poland · 24 Apr 2026

I love my metal Visa card! The cashback rewards paid in CRO are fantastic, and the free Spotify/Netflix rebates are a huge bonus.

O
Oliver J. United Kingdom · 23 Apr 2026

Super slick app. The fiat wallet makes it easy to deposit money via local bank transfer, buy crypto, and load up the visa card instantly.

4.0 Crypto.com Відвідати