Wirex vs Revolut
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Wirex | Revolut |
|---|---|---|
| Skóre | 3.7 / 5 | 4.4 / 5 |
| Nejlepší pro | Spending crypto in everyday life | Travel spending and an all-in-one app |
| Měsíční poplatek | Free; optional premium tiers | Free to ~$16.99/mo (Standard→Metal) |
| Směnný kurz | Interbank/OTC, no exchange fee on spend | Mid-market weekdays; ~1% weekend on Standard |
| Odeslat / přijmout | Free Wirex-to-Wirex; crypto network fees | Free between Revolut users |
| Výběry | Free ATM ~$200/mo, then ~2% | Free up to a monthly limit, then ~2% |
| Karta | Yes — debit card spending crypto & fiat | Yes — virtual & physical debit; Metal on premium |
| Dostupnost | ~35 countries | 40+ markets; cards usable in 160+ countries |
| Měny | 34+ fiat & crypto; 130+ cryptoassets | 30+ in-app (spend in 120+) |
| Regulace | FCA-registered (crypto); e-money permissions | Bank of Lithuania (ECB), UK banking licence, FCA |
| Založeno | 2014 | 2015 |
Wirex
Wirex is a crypto-focused money app and card letting users spend both cryptocurrency and fiat in everyday life, with tiered Cryptoback rewards that reach high rates for users locking large amounts of its WXT token. It supports 130+ cryptoassets and charges no annual card fee. As a crypto-centric e-money product rather than a bank, balances carry volatility and lack deposit protection.
Klady
- Spend crypto and fiat from one card
- Tiered Cryptoback rewards
- No annual card fee
Zápory
- Top rewards require large WXT lockups
- Crypto exposure carries volatility risk
- Coverage limited to ~35 countries
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Klady
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Zápory
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Závěr
Celkově se Revolut dostává mírně dopředu se skóre 4.4 oproti 3.7 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.