Starling Bank vs Jeton
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Starling Bank | Jeton |
|---|---|---|
| Оценка | 4.5 / 5 | 3.4 / 5 |
| Лучше всего для | Free UK personal and business banking | Multi-currency online payments & gaming |
| Ежемесячная комиссия | Free personal account | No standard monthly fee |
| Курс обмена | Mastercard rate, no markup | Conversion fee varies |
| Отправка / получение | Free UK transfers | First 5 sends/mo free; ~2.5% after |
| Выводы средств | Free in the UK and abroad | ~1% + external charges |
| Карта | Yes — debit Mastercard | Yes — Jeton Card (Visa/Mastercard/UnionPay) |
| Доступность | United Kingdom | 100+ countries |
| Валюты | GBP (EUR/USD business accounts) | 50+ currencies |
| Регулирование | UK PRA/FCA full banking licence (FSCS protected) | UK FCA; Central Bank of Cyprus |
| Основан | 2014 | 2017 |
Starling Bank
Starling Bank is a fully licensed UK app bank with FSCS-protected deposits, no fees on overseas spending or ATM withdrawals, interest on balances and highly regarded free business accounts. It is one of the strongest all-round UK options, especially for freelancers and small businesses, though it is UK-only and GBP-focused.
Плюсы
- Full UK bank, FSCS-protected deposits
- No fees on overseas spending or ATM withdrawals
- Excellent free business accounts
Минусы
- UK-only
- GBP-focused for personal accounts
- Fewer lifestyle perks than some rivals
Jeton
Jeton is a London-based, FCA-regulated wallet supporting 50+ currencies and 70+ payment methods across 100+ countries, with a multi-network Jeton Card and Apple/Google Pay. It covers gaming and general online payments well and carries strong security certifications, though frequent senders face a ~2.5% fee after five monthly transfers and merchant acceptance trails the Paysafe giants. A capable mid-tier option for multi-currency users.
Плюсы
- Supports 50+ currencies and 70+ payment methods
- Available in 100+ countries
- Card works with Visa, Mastercard & UnionPay
Минусы
- ~2.5% fee on frequent sends after the 5th/month
- ~1% withdrawal fee plus external charges
- Thinner merchant acceptance than Skrill
Итог
В целом Starling Bank выходит вперёд с оценкой 4.5 против 3.4 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.