Starling Bank vs Jeton
Zestawienie obok siebie tych dwóch portfeli — i tego, który wygrywa w jakim zadaniu.
| Funkcja | Starling Bank | Jeton |
|---|---|---|
| Ocena | 4.5 / 5 | 3.4 / 5 |
| Najlepszy do | Free UK personal and business banking | Multi-currency online payments & gaming |
| Opłata miesięczna | Free personal account | No standard monthly fee |
| Kurs wymiany | Mastercard rate, no markup | Conversion fee varies |
| Wysyłanie / odbiór | Free UK transfers | First 5 sends/mo free; ~2.5% after |
| Wypłaty | Free in the UK and abroad | ~1% + external charges |
| Karta | Yes — debit Mastercard | Yes — Jeton Card (Visa/Mastercard/UnionPay) |
| Dostępność | United Kingdom | 100+ countries |
| Waluty | GBP (EUR/USD business accounts) | 50+ currencies |
| Regulacja | UK PRA/FCA full banking licence (FSCS protected) | UK FCA; Central Bank of Cyprus |
| Założono | 2014 | 2017 |
Starling Bank
Starling Bank is a fully licensed UK app bank with FSCS-protected deposits, no fees on overseas spending or ATM withdrawals, interest on balances and highly regarded free business accounts. It is one of the strongest all-round UK options, especially for freelancers and small businesses, though it is UK-only and GBP-focused.
Zalety
- Full UK bank, FSCS-protected deposits
- No fees on overseas spending or ATM withdrawals
- Excellent free business accounts
Wady
- UK-only
- GBP-focused for personal accounts
- Fewer lifestyle perks than some rivals
Jeton
Jeton is a London-based, FCA-regulated wallet supporting 50+ currencies and 70+ payment methods across 100+ countries, with a multi-network Jeton Card and Apple/Google Pay. It covers gaming and general online payments well and carries strong security certifications, though frequent senders face a ~2.5% fee after five monthly transfers and merchant acceptance trails the Paysafe giants. A capable mid-tier option for multi-currency users.
Zalety
- Supports 50+ currencies and 70+ payment methods
- Available in 100+ countries
- Card works with Visa, Mastercard & UnionPay
Wady
- ~2.5% fee on frequent sends after the 5th/month
- ~1% withdrawal fee plus external charges
- Thinner merchant acceptance than Skrill
Podsumowanie
Ogólnie Starling Bank wysuwa się na prowadzenie z wynikiem 4.5 wobec 3.4 — ale właściwy wybór zależy od Twoich priorytetów. Przed decyzją sprawdź oba pod kątem swojego kraju i zastosowania.