Starling Bank vs Google Wallet
Ein direkter Blick darauf, wie diese beiden Wallets abschneiden — und welche für welchen Zweck gewinnt.
| Funktion | Starling Bank | Google Wallet |
|---|---|---|
| Bewertung | 4.5 / 5 | 4.3 / 5 |
| Ideal für | Free UK personal and business banking | Contactless payments & passes on Android |
| Monatsgebühr | Free personal account | Free |
| Wechselkurs | Mastercard rate, no markup | Uses your card's FX terms |
| Senden / Empfangen | Free UK transfers | No Google fee; P2P limited in many markets |
| Auszahlungen | Free in the UK and abroad | N/A |
| Karte | Yes — debit Mastercard | No standalone card; stores cards, passes & tickets |
| Verfügbarkeit | United Kingdom | Tap-to-pay in 100+ countries |
| Währungen | GBP (EUR/USD business accounts) | Local card currency |
| Regulierung | UK PRA/FCA full banking licence (FSCS protected) | Rides card networks; licences by region |
| Gegründet | 2014 | 2011 (Wallet rebrand 2022) |
Starling Bank
Starling Bank is a fully licensed UK app bank with FSCS-protected deposits, no fees on overseas spending or ATM withdrawals, interest on balances and highly regarded free business accounts. It is one of the strongest all-round UK options, especially for freelancers and small businesses, though it is UK-only and GBP-focused.
Vorteile
- Full UK bank, FSCS-protected deposits
- No fees on overseas spending or ATM withdrawals
- Excellent free business accounts
Nachteile
- UK-only
- GBP-focused for personal accounts
- Fewer lifestyle perks than some rivals
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Vorteile
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Nachteile
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Das Fazit
Insgesamt liegt Starling Bank mit einer Bewertung von 4.5 gegenüber 4.3 knapp vorn — doch die richtige Wahl hängt von deinen Prioritäten ab. Prüfe beide für dein Land und deinen Einsatzzweck, bevor du dich entscheidest.