Starling Bank vs Google Wallet
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Starling Bank | Google Wallet |
|---|---|---|
| Skóre | 4.5 / 5 | 4.3 / 5 |
| Nejlepší pro | Free UK personal and business banking | Contactless payments & passes on Android |
| Měsíční poplatek | Free personal account | Free |
| Směnný kurz | Mastercard rate, no markup | Uses your card's FX terms |
| Odeslat / přijmout | Free UK transfers | No Google fee; P2P limited in many markets |
| Výběry | Free in the UK and abroad | N/A |
| Karta | Yes — debit Mastercard | No standalone card; stores cards, passes & tickets |
| Dostupnost | United Kingdom | Tap-to-pay in 100+ countries |
| Měny | GBP (EUR/USD business accounts) | Local card currency |
| Regulace | UK PRA/FCA full banking licence (FSCS protected) | Rides card networks; licences by region |
| Založeno | 2014 | 2011 (Wallet rebrand 2022) |
Starling Bank
Starling Bank is a fully licensed UK app bank with FSCS-protected deposits, no fees on overseas spending or ATM withdrawals, interest on balances and highly regarded free business accounts. It is one of the strongest all-round UK options, especially for freelancers and small businesses, though it is UK-only and GBP-focused.
Klady
- Full UK bank, FSCS-protected deposits
- No fees on overseas spending or ATM withdrawals
- Excellent free business accounts
Zápory
- UK-only
- GBP-focused for personal accounts
- Fewer lifestyle perks than some rivals
Google Wallet
Google Wallet is the default Android tap-to-pay app, free to use and accepted in over 100 countries, storing payment cards alongside transit, loyalty and event passes. It charges no fee of its own, deferring to your card's terms, but its peer-to-peer money features have been scaled back. The natural everyday wallet for Android users.
Klady
- Free contactless across 100+ countries
- Stores cards, transit, loyalty & event passes
- Tokenized payments for added security
Zápory
- No own account or balance in most markets
- P2P money-sending wound down in many regions
- Feature set varies widely by country
Závěr
Celkově se Starling Bank dostává mírně dopředu se skóre 4.5 oproti 4.3 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.