Skrill vs Neteller
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Skrill | Neteller |
|---|---|---|
| Оценка | 3.6 / 5 | 3.5 / 5 |
| Лучше всего для | International online payments | Online deposits & international transfers |
| Ежемесячная комиссия | Free; EUR 5/mo inactivity after 12 months | Free 12 mo; then $5/mo inactivity |
| Курс обмена | Up to 3.99% | Up to 3.99% |
| Отправка / получение | Free to other Skrill users | Free to other Neteller members |
| Выводы средств | Varies by method | Varies by method |
| Карта | Yes — prepaid Mastercard (region-dependent) | Yes — Net+ prepaid Mastercard (EEA only) |
| Доступность | 120+ countries | Most countries (excl. US) |
| Валюты | 40+ currencies | ~28 currencies |
| Регулирование | UK FCA (Paysafe Group) | UK FCA / Isle of Man (Paysafe Group) |
| Основан | 2001 | 1999 |
Skrill
Skrill is a long-established Paysafe-owned e-wallet popular for online payments, trading and cross-border transfers, holding 40+ currencies with optional crypto and a prepaid Mastercard. It scores well on acceptance and features but its FX markup (up to 3.99%) and assorted withdrawal/inactivity fees make it pricier than newer neobanks. A solid choice where merchant acceptance matters more than cost.
Плюсы
- Widely accepted by online merchants and trading platforms
- Buy/sell crypto in-wallet
- Holds 40+ currencies
Минусы
- FX markup up to 3.99% is high vs neobanks
- EUR 5/mo inactivity fee after 12 months
- Withdrawal fees vary and add up
Neteller
Neteller is Skrill's Paysafe-owned sibling, widely used for funding trading and online accounts and offering a Knect rewards programme plus in-wallet crypto. Its fee profile mirrors Skrill's — up to 3.99% FX and a $5/month inactivity charge after a year — and its Net+ prepaid card is restricted to EEA residents. Dependable and well-accepted, but not the cheapest way to move money.
Плюсы
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- ~28 currencies plus in-wallet crypto
Минусы
- Net+ card limited to EEA residents
- FX markup up to 3.99%
- $5/mo inactivity fee after 12 months
Итог
В целом Skrill выходит вперёд с оценкой 3.6 против 3.5 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.