Skrill vs Neteller
Uno sguardo fianco a fianco a come si confrontano questi due portafogli — e quale vince per ciascun compito.
| Caratteristica | Skrill | Neteller |
|---|---|---|
| Punteggio | 3.6 / 5 | 3.5 / 5 |
| Ideale per | International online payments | Online deposits & international transfers |
| Canone mensile | Free; EUR 5/mo after 6 months without a login or transaction | Free; USD 5/mo after 6 months without a login or transaction |
| Tasso di cambio | 4.49% (Skrill reference rate) | Up to 3.99% (VIP from 1%) |
| Invia / ricevi | 2.99% to send to Skrill users (min EUR 0.50); receiving free without conversion | 2.99% to send (min USD 0.50); receiving free |
| Prelievi | 1.75% to a bank account (min EUR 3.50) | 1.75% to a bank account (min USD 3.50) |
| Carta | Yes — prepaid Mastercard (EEA, UK, Gibraltar) | Yes — Net+ prepaid Mastercard (EEA and UK) |
| Disponibilità | 120+ countries | Most countries (excl. US) |
| Valute | Multiple currency balances | Multiple currency balances |
| Regolamentazione | Central Bank of Ireland (EEA: Paysafe Payment Solutions Ltd); FinCEN (Skrill USA, Inc.) | Central Bank of Ireland (Paysafe Payment Solutions Ltd) |
| Fondata | 2001 | 1999 |
Skrill
Skrill is a Paysafe e-wallet built for paying online merchants and trading platforms, with several currency balances and an optional prepaid Mastercard. Fees are its weak spot next to neobanks: a 4.49% FX fee, 2.99% to send money to other users and 1.75% (min EUR 3.50) to withdraw to a bank, plus EUR 5 a month after six months of inactivity. Use it where a merchant asks for Skrill, not as your multi-currency account.
Pro
- Widely accepted by online merchants and trading platforms
- Free bank-transfer top-ups
- Hold several currency balances in one wallet
Contro
- 4.49% FX fee is high next to neobanks
- EUR 5/mo inactivity fee after 6 months
- 1.75% bank withdrawal fee (min EUR 3.50)
Neteller
Neteller is Skrill's Paysafe sibling, used mainly to fund trading and online accounts, with a Knect rewards programme and a Net+ prepaid card for EEA and UK residents. Standard members pay up to 3.99% in FX fees (VIP members from 1%), 2.99% to send money and 1.75% (min USD 3.50) to withdraw to a bank, plus USD 5 a month after six months of inactivity. Well accepted, but not a cheap way to hold or move currencies.
Pro
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- FX fee drops to as little as 1% for VIP members
Contro
- Net+ card limited to EEA and UK residents
- FX fee up to 3.99% for standard members
- USD 5/mo inactivity fee after 6 months
In conclusione
Nel complesso, Skrill ha la meglio con un punteggio di 3.6 contro 3.5 — ma la scelta giusta dipende dalle tue priorità. Verifica entrambi rispetto al tuo Paese e al tuo caso d'uso prima di decidere.