Skrill vs Neteller
Ein direkter Blick darauf, wie diese beiden Wallets abschneiden — und welche für welchen Zweck gewinnt.
| Funktion | Skrill | Neteller |
|---|---|---|
| Bewertung | 3.6 / 5 | 3.5 / 5 |
| Ideal für | International online payments | Online deposits & international transfers |
| Monatsgebühr | Free; EUR 5/mo inactivity after 12 months | Free 12 mo; then $5/mo inactivity |
| Wechselkurs | Up to 3.99% | Up to 3.99% |
| Senden / Empfangen | Free to other Skrill users | Free to other Neteller members |
| Auszahlungen | Varies by method | Varies by method |
| Karte | Yes — prepaid Mastercard (region-dependent) | Yes — Net+ prepaid Mastercard (EEA only) |
| Verfügbarkeit | 120+ countries | Most countries (excl. US) |
| Währungen | 40+ currencies | ~28 currencies |
| Regulierung | UK FCA (Paysafe Group) | UK FCA / Isle of Man (Paysafe Group) |
| Gegründet | 2001 | 1999 |
Skrill
Skrill is a long-established Paysafe-owned e-wallet popular for online payments, trading and cross-border transfers, holding 40+ currencies with optional crypto and a prepaid Mastercard. It scores well on acceptance and features but its FX markup (up to 3.99%) and assorted withdrawal/inactivity fees make it pricier than newer neobanks. A solid choice where merchant acceptance matters more than cost.
Vorteile
- Widely accepted by online merchants and trading platforms
- Buy/sell crypto in-wallet
- Holds 40+ currencies
Nachteile
- FX markup up to 3.99% is high vs neobanks
- EUR 5/mo inactivity fee after 12 months
- Withdrawal fees vary and add up
Neteller
Neteller is Skrill's Paysafe-owned sibling, widely used for funding trading and online accounts and offering a Knect rewards programme plus in-wallet crypto. Its fee profile mirrors Skrill's — up to 3.99% FX and a $5/month inactivity charge after a year — and its Net+ prepaid card is restricted to EEA residents. Dependable and well-accepted, but not the cheapest way to move money.
Vorteile
- Sister product to Skrill, broad acceptance
- Knect loyalty programme earns points
- ~28 currencies plus in-wallet crypto
Nachteile
- Net+ card limited to EEA residents
- FX markup up to 3.99%
- $5/mo inactivity fee after 12 months
Das Fazit
Insgesamt liegt Skrill mit einer Bewertung von 3.6 gegenüber 3.5 knapp vorn — doch die richtige Wahl hängt von deinen Prioritäten ab. Prüfe beide für dein Land und deinen Einsatzzweck, bevor du dich entscheidest.