Skrill vs MuchBetter
Ein direkter Blick darauf, wie diese beiden Wallets abschneiden — und welche für welchen Zweck gewinnt.
| Funktion | Skrill | MuchBetter |
|---|---|---|
| Bewertung | 3.6 / 5 | 3.7 / 5 |
| Ideal für | International online payments | Mobile deposits & withdrawals |
| Monatsgebühr | Free; EUR 5/mo inactivity after 12 months | No standard monthly fee |
| Wechselkurs | Up to 3.99% | ~0.99% on major currencies |
| Senden / Empfangen | Free to other Skrill users | Free P2P; free SEPA/bank top-ups |
| Auszahlungen | Varies by method | ~2% to bank; ~0.99% ATM |
| Karte | Yes — prepaid Mastercard (region-dependent) | Yes — Mastercard plus contactless wearables |
| Verfügbarkeit | 120+ countries | Most countries (excl. US) |
| Währungen | 40+ currencies | Multiple major currencies |
| Regulierung | UK FCA (Paysafe Group) | UK FCA (e-money institution) |
| Gegründet | 2001 | 2017 |
Skrill
Skrill is a long-established Paysafe-owned e-wallet popular for online payments, trading and cross-border transfers, holding 40+ currencies with optional crypto and a prepaid Mastercard. It scores well on acceptance and features but its FX markup (up to 3.99%) and assorted withdrawal/inactivity fees make it pricier than newer neobanks. A solid choice where merchant acceptance matters more than cost.
Vorteile
- Widely accepted by online merchants and trading platforms
- Buy/sell crypto in-wallet
- Holds 40+ currencies
Nachteile
- FX markup up to 3.99% is high vs neobanks
- EUR 5/mo inactivity fee after 12 months
- Withdrawal fees vary and add up
MuchBetter
MuchBetter is an FCA-regulated, mobile-first e-wallet built around fast mobile deposits and withdrawals, with a slick app, low ~0.99% FX and novel contactless wearables. Free SEPA top-ups and P2P keep costs down, though card-funding fees can climb toward 5% in some markets and it is unavailable in the US. A strong pick for mobile-centric users.
Vorteile
- Mobile-first app with dynamic security code
- Low ~0.99% FX on major currencies
- Free SEPA top-ups and P2P transfers
Nachteile
- Card deposit fees can reach ~1.5–5%
- Not available in the US
- Narrower coverage than Skrill
Das Fazit
Insgesamt liegt MuchBetter mit einer Bewertung von 3.7 gegenüber 3.6 knapp vorn — doch die richtige Wahl hängt von deinen Prioritäten ab. Prüfe beide für dein Land und deinen Einsatzzweck, bevor du dich entscheidest.