Revolut vs Wirex
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | Wirex |
|---|---|---|
| Оцінка | 4.4 / 5 | 3.7 / 5 |
| Найкраще для | Travel spending and an all-in-one app | Spending crypto in everyday life |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | Free; optional premium tiers |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | Interbank/OTC, no exchange fee on spend |
| Надсилання / отримання | Free between Revolut users | Free Wirex-to-Wirex; crypto network fees |
| Виведення коштів | Free up to a monthly limit, then ~2% | Free ATM ~$200/mo, then ~2% |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — debit card spending crypto & fiat |
| Доступність | 40+ markets; cards usable in 160+ countries | ~35 countries |
| Валюти | 30+ in-app (spend in 120+) | 34+ fiat & crypto; 130+ cryptoassets |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | FCA-registered (crypto); e-money permissions |
| Засновано | 2015 | 2014 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Wirex
Wirex is a crypto-focused money app and card letting users spend both cryptocurrency and fiat in everyday life, with tiered Cryptoback rewards that reach high rates for users locking large amounts of its WXT token. It supports 130+ cryptoassets and charges no annual card fee. As a crypto-centric e-money product rather than a bank, balances carry volatility and lack deposit protection.
Плюси
- Spend crypto and fiat from one card
- Tiered Cryptoback rewards
- No annual card fee
Мінуси
- Top rewards require large WXT lockups
- Crypto exposure carries volatility risk
- Coverage limited to ~35 countries
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.7 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.