Revolut vs WebMoney
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | WebMoney |
|---|---|---|
| Оцінка | 4.4 / 5 | 2.7 / 5 |
| Найкраще для | Travel spending and an all-in-one app | Niche/legacy regional digital payments |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | Free |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | Exchange spread |
| Надсилання / отримання | Free between Revolut users | 0.8% per transfer |
| Виведення коштів | Free up to a monthly limit, then ~2% | Varies by purse & exchanger |
| Картка | Yes — virtual & physical debit; Metal on premium | No native card |
| Доступність | 40+ markets; cards usable in 160+ countries | Global, with regional restrictions |
| Валюти | 30+ in-app (spend in 120+) | WMZ/WME/WMR, gold, crypto units |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | Varies; constrained since 2022 sanctions |
| Засновано | 2015 | 1998 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
WebMoney
WebMoney is one of the oldest digital settlement systems, supporting many currency "purses" from USD and EUR to gold and crypto units. Sanctions-driven restrictions since 2022, a flat 0.8% transfer fee and a dated interface have reduced its relevance outside niche regional use.
Плюси
- Operating since 1998 with large user base
- Many currency "purses" incl. gold & crypto units
- Established attestation/identity system
Мінуси
- 0.8% fee on every transfer
- Heavily affected by 2022 sanctions
- Complex, dated interface
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 2.7 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.