Revolut vs WebMoney
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | WebMoney |
|---|---|---|
| Оценка | 4.4 / 5 | 2.7 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | Niche/legacy regional digital payments |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | Free |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | Exchange spread |
| Отправка / получение | Free between Revolut users | 0.8% per transfer |
| Выводы средств | Free up to a monthly limit, then ~2% | Varies by purse & exchanger |
| Карта | Yes — virtual & physical debit; Metal on premium | No native card |
| Доступность | 40+ markets; cards usable in 160+ countries | Global, with regional restrictions |
| Валюты | 30+ in-app (spend in 120+) | WMZ/WME/WMR, gold, crypto units |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | Varies; constrained since 2022 sanctions |
| Основан | 2015 | 1998 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
WebMoney
WebMoney is one of the oldest digital settlement systems, supporting many currency "purses" from USD and EUR to gold and crypto units. Sanctions-driven restrictions since 2022, a flat 0.8% transfer fee and a dated interface have reduced its relevance outside niche regional use.
Плюсы
- Operating since 1998 with large user base
- Many currency "purses" incl. gold & crypto units
- Established attestation/identity system
Минусы
- 0.8% fee on every transfer
- Heavily affected by 2022 sanctions
- Complex, dated interface
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 2.7 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.