Revolut vs WebMoney
Zestawienie obok siebie tych dwóch portfeli — i tego, który wygrywa w jakim zadaniu.
| Funkcja | Revolut | WebMoney |
|---|---|---|
| Ocena | 4.4 / 5 | 2.7 / 5 |
| Najlepszy do | Travel spending and an all-in-one app | Niche/legacy regional digital payments |
| Opłata miesięczna | Free to ~$16.99/mo (Standard→Metal) | Free |
| Kurs wymiany | Mid-market weekdays; ~1% weekend on Standard | Exchange spread |
| Wysyłanie / odbiór | Free between Revolut users | 0.8% per transfer |
| Wypłaty | Free up to a monthly limit, then ~2% | Varies by purse & exchanger |
| Karta | Yes — virtual & physical debit; Metal on premium | No native card |
| Dostępność | 40+ markets; cards usable in 160+ countries | Global, with regional restrictions |
| Waluty | 30+ in-app (spend in 120+) | WMZ/WME/WMR, gold, crypto units |
| Regulacja | Bank of Lithuania (ECB), UK banking licence, FCA | Varies; constrained since 2022 sanctions |
| Założono | 2015 | 1998 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Zalety
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Wady
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
WebMoney
WebMoney is one of the oldest digital settlement systems, supporting many currency "purses" from USD and EUR to gold and crypto units. Sanctions-driven restrictions since 2022, a flat 0.8% transfer fee and a dated interface have reduced its relevance outside niche regional use.
Zalety
- Operating since 1998 with large user base
- Many currency "purses" incl. gold & crypto units
- Established attestation/identity system
Wady
- 0.8% fee on every transfer
- Heavily affected by 2022 sanctions
- Complex, dated interface
Podsumowanie
Ogólnie Revolut wysuwa się na prowadzenie z wynikiem 4.4 wobec 2.7 — ale właściwy wybór zależy od Twoich priorytetów. Przed decyzją sprawdź oba pod kątem swojego kraju i zastosowania.