Revolut vs WebMoney
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Revolut | WebMoney |
|---|---|---|
| Skóre | 4.4 / 5 | 2.7 / 5 |
| Nejlepší pro | Travel spending and an all-in-one app | Niche/legacy regional digital payments |
| Měsíční poplatek | Free to ~$16.99/mo (Standard→Metal) | Free |
| Směnný kurz | Mid-market weekdays; ~1% weekend on Standard | Exchange spread |
| Odeslat / přijmout | Free between Revolut users | 0.8% per transfer |
| Výběry | Free up to a monthly limit, then ~2% | Varies by purse & exchanger |
| Karta | Yes — virtual & physical debit; Metal on premium | No native card |
| Dostupnost | 40+ markets; cards usable in 160+ countries | Global, with regional restrictions |
| Měny | 30+ in-app (spend in 120+) | WMZ/WME/WMR, gold, crypto units |
| Regulace | Bank of Lithuania (ECB), UK banking licence, FCA | Varies; constrained since 2022 sanctions |
| Založeno | 2015 | 1998 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Klady
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Zápory
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
WebMoney
WebMoney is one of the oldest digital settlement systems, supporting many currency "purses" from USD and EUR to gold and crypto units. Sanctions-driven restrictions since 2022, a flat 0.8% transfer fee and a dated interface have reduced its relevance outside niche regional use.
Klady
- Operating since 1998 with large user base
- Many currency "purses" incl. gold & crypto units
- Established attestation/identity system
Zápory
- 0.8% fee on every transfer
- Heavily affected by 2022 sanctions
- Complex, dated interface
Závěr
Celkově se Revolut dostává mírně dopředu se skóre 4.4 oproti 2.7 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.