Revolut vs Wallester
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | Wallester |
|---|---|---|
| Оцінка | 4.4 / 5 | 4.1 / 5 |
| Найкраще для | Travel spending and an all-in-one app | Businesses issuing expense & team cards |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | Free (Free plan) |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | 2% on foreign currency |
| Надсилання / отримання | Free between Revolut users | Free plan + paid premium tiers |
| Виведення коштів | Free up to a monthly limit, then ~2% | 2% on cash/ATM |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — Visa (virtual & physical, white-label) |
| Доступність | 40+ markets; cards usable in 160+ countries | EEA-focused |
| Валюти | 30+ in-app (spend in 120+) | 10 currencies for exchange |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | Estonian FSA; Visa Principal Member |
| Засновано | 2015 | 2016 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Wallester
Wallester is an Estonian, Visa-principal-member platform offering free IBAN business accounts and up to 300 free virtual Visa cards with strong expense-management and accounting integrations. It is built for businesses rather than consumers, with 2% FX and ATM-withdrawal fees as the main cost considerations.
Плюси
- Up to 300 free virtual Visa cards
- Free IBAN business account & expense controls
- Visa Principal Member, PCI DSS Level 1
Мінуси
- 2% FX markup on foreign-currency spend
- 2% fee on cash/ATM withdrawals
- Geared to businesses, not consumers
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 4.1 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.