Revolut vs Wallester
Pohľad na to, ako si tieto dve peňaženky stoja vedľa seba — a ktorá vyhráva pre ktorú úlohu.
| Funkcia | Revolut | Wallester |
|---|---|---|
| Skóre | 4.4 / 5 | 4.1 / 5 |
| Najlepšia na | Travel spending and an all-in-one app | Businesses issuing expense & team cards |
| Mesačný poplatok | Free to ~$16.99/mo (Standard→Metal) | Free (Free plan) |
| Výmenný kurz | Mid-market weekdays; ~1% weekend on Standard | 2% on foreign currency |
| Odoslať / prijať | Free between Revolut users | Free plan + paid premium tiers |
| Výbery | Free up to a monthly limit, then ~2% | 2% on cash/ATM |
| Karta | Yes — virtual & physical debit; Metal on premium | Yes — Visa (virtual & physical, white-label) |
| Dostupnosť | 40+ markets; cards usable in 160+ countries | EEA-focused |
| Meny | 30+ in-app (spend in 120+) | 10 currencies for exchange |
| Regulácia | Bank of Lithuania (ECB), UK banking licence, FCA | Estonian FSA; Visa Principal Member |
| Založené | 2015 | 2016 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Výhody
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Nevýhody
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Wallester
Wallester is an Estonian, Visa-principal-member platform offering free IBAN business accounts and up to 300 free virtual Visa cards with strong expense-management and accounting integrations. It is built for businesses rather than consumers, with 2% FX and ATM-withdrawal fees as the main cost considerations.
Výhody
- Up to 300 free virtual Visa cards
- Free IBAN business account & expense controls
- Visa Principal Member, PCI DSS Level 1
Nevýhody
- 2% FX markup on foreign-currency spend
- 2% fee on cash/ATM withdrawals
- Geared to businesses, not consumers
Záverečné zhrnutie
Celkovo sa Revolut dostáva dopredu so skóre 4.4 oproti 4.1 — no správna voľba závisí od vašich priorít. Pred rozhodnutím porovnajte obe s vašou vlastnou krajinou a využitím.