Revolut vs Wallester
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | Wallester |
|---|---|---|
| Оценка | 4.4 / 5 | 4.1 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | Businesses issuing expense & team cards |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | Free (Free plan) |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | 2% on foreign currency |
| Отправка / получение | Free between Revolut users | Free plan + paid premium tiers |
| Выводы средств | Free up to a monthly limit, then ~2% | 2% on cash/ATM |
| Карта | Yes — virtual & physical debit; Metal on premium | Yes — Visa (virtual & physical, white-label) |
| Доступность | 40+ markets; cards usable in 160+ countries | EEA-focused |
| Валюты | 30+ in-app (spend in 120+) | 10 currencies for exchange |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | Estonian FSA; Visa Principal Member |
| Основан | 2015 | 2016 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Wallester
Wallester is an Estonian, Visa-principal-member platform offering free IBAN business accounts and up to 300 free virtual Visa cards with strong expense-management and accounting integrations. It is built for businesses rather than consumers, with 2% FX and ATM-withdrawal fees as the main cost considerations.
Плюсы
- Up to 300 free virtual Visa cards
- Free IBAN business account & expense controls
- Visa Principal Member, PCI DSS Level 1
Минусы
- 2% FX markup on foreign-currency spend
- 2% fee on cash/ATM withdrawals
- Geared to businesses, not consumers
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 4.1 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.