Revolut vs Volet
Pohľad na to, ako si tieto dve peňaženky stoja vedľa seba — a ktorá vyhráva pre ktorú úlohu.
| Funkcia | Revolut | Volet |
|---|---|---|
| Skóre | 4.4 / 5 | 3.5 / 5 |
| Najlepšia na | Travel spending and an all-in-one app | Multi-currency wallet with prepaid cards |
| Mesačný poplatok | Free to ~$16.99/mo (Standard→Metal) | Free |
| Výmenný kurz | Mid-market weekdays; ~1% weekend on Standard | Spread on conversions |
| Odoslať / prijať | Free between Revolut users | Free wallet-to-wallet; external 0.5–3.5% |
| Výbery | Free up to a monthly limit, then ~2% | SEPA ~EUR 1 flat; card/SWIFT vary |
| Karta | Yes — virtual & physical debit; Metal on premium | Yes — Visa/Mastercard prepaid (virtual & physical) |
| Dostupnosť | 40+ markets; cards usable in 160+ countries | 150+ countries |
| Meny | 30+ in-app (spend in 120+) | 20+ fiat + major crypto |
| Regulácia | Bank of Lithuania (ECB), UK banking licence, FCA | EEA registrations; lightly regulated globally |
| Založené | 2015 | 2014 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Výhody
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Nevýhody
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Volet
Volet (formerly AdvCash) is a versatile multi-currency e-wallet that blends fiat and crypto with prepaid cards and free internal transfers. It suits crypto-savvy users in 150+ countries, though external fees and a relatively light regulatory profile are worth weighing.
Výhody
- Free internal wallet-to-wallet transfers
- Holds 20+ fiat currencies plus native crypto
- Prepaid cards for spending crypto/fiat
Nevýhody
- Light/unclear regulatory oversight
- High physical card issuance fee (~$90)
- External transfer fees up to 3.5%
Záverečné zhrnutie
Celkovo sa Revolut dostáva dopredu so skóre 4.4 oproti 3.5 — no správna voľba závisí od vašich priorít. Pred rozhodnutím porovnajte obe s vašou vlastnou krajinou a využitím.