Revolut vs Volet
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | Volet |
|---|---|---|
| Оценка | 4.4 / 5 | 3.5 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | Multi-currency wallet with prepaid cards |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | Free |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | Spread on conversions |
| Отправка / получение | Free between Revolut users | Free wallet-to-wallet; external 0.5–3.5% |
| Выводы средств | Free up to a monthly limit, then ~2% | SEPA ~EUR 1 flat; card/SWIFT vary |
| Карта | Yes — virtual & physical debit; Metal on premium | Yes — Visa/Mastercard prepaid (virtual & physical) |
| Доступность | 40+ markets; cards usable in 160+ countries | 150+ countries |
| Валюты | 30+ in-app (spend in 120+) | 20+ fiat + major crypto |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | EEA registrations; lightly regulated globally |
| Основан | 2015 | 2014 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Volet
Volet (formerly AdvCash) is a versatile multi-currency e-wallet that blends fiat and crypto with prepaid cards and free internal transfers. It suits crypto-savvy users in 150+ countries, though external fees and a relatively light regulatory profile are worth weighing.
Плюсы
- Free internal wallet-to-wallet transfers
- Holds 20+ fiat currencies plus native crypto
- Prepaid cards for spending crypto/fiat
Минусы
- Light/unclear regulatory oversight
- High physical card issuance fee (~$90)
- External transfer fees up to 3.5%
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 3.5 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.