Revolut vs Vivid
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | Vivid |
|---|---|---|
| Оцінка | 4.4 / 5 | 3.8 / 5 |
| Найкраще для | Travel spending and an all-in-one app | Cashback, saving and investing in one app |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | Free plan → paid Prime |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | Interbank on weekdays (limits apply) |
| Надсилання / отримання | Free between Revolut users | Free SEPA transfers |
| Виведення коштів | Free up to a monthly limit, then ~2% | Free ATM up to a cap, then fee |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — Visa debit (metal on premium) |
| Доступність | 40+ markets; cards usable in 160+ countries | Several EU markets |
| Валюти | 30+ in-app (spend in 120+) | EUR + multi-currency pockets |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | BaFin via partner bank (Solaris); EEA |
| Засновано | 2015 | 2020 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Vivid
Vivid is a Berlin-based money app combining a multi-currency account, cashback, budgeting pockets and in-app investing in stocks, ETFs and crypto. It is feature-rich and well-designed, though the strongest perks sit behind its Prime plan and it operates through partner bank Solaris across a limited set of EU markets.
Плюси
- Cashback and rewards on spending
- Invest in stocks, ETFs and crypto in-app
- Sub-accounts (pockets) for budgeting
Мінуси
- Best features on the paid Prime plan
- Relies on a partner bank (Solaris)
- Available only in some EU markets
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.8 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.