Revolut vs Skrill
Взгляд на то, как эти два кошелька соотносятся бок о бок — и какой из них побеждает для какой задачи.
| Функция | Revolut | Skrill |
|---|---|---|
| Оценка | 4.4 / 5 | 3.6 / 5 |
| Лучше всего для | Travel spending and an all-in-one app | International online payments |
| Ежемесячная комиссия | Free to ~$16.99/mo (Standard→Metal) | Free; EUR 5/mo inactivity after 12 months |
| Курс обмена | Mid-market weekdays; ~1% weekend on Standard | Up to 3.99% |
| Отправка / получение | Free between Revolut users | Free to other Skrill users |
| Выводы средств | Free up to a monthly limit, then ~2% | Varies by method |
| Карта | Yes — virtual & physical debit; Metal on premium | Yes — prepaid Mastercard (region-dependent) |
| Доступность | 40+ markets; cards usable in 160+ countries | 120+ countries |
| Валюты | 30+ in-app (spend in 120+) | 40+ currencies |
| Регулирование | Bank of Lithuania (ECB), UK banking licence, FCA | UK FCA (Paysafe Group) |
| Основан | 2015 | 2001 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюсы
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Минусы
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Skrill
Skrill is a long-established Paysafe-owned e-wallet popular for online payments, trading and cross-border transfers, holding 40+ currencies with optional crypto and a prepaid Mastercard. It scores well on acceptance and features but its FX markup (up to 3.99%) and assorted withdrawal/inactivity fees make it pricier than newer neobanks. A solid choice where merchant acceptance matters more than cost.
Плюсы
- Widely accepted by online merchants and trading platforms
- Buy/sell crypto in-wallet
- Holds 40+ currencies
Минусы
- FX markup up to 3.99% is high vs neobanks
- EUR 5/mo inactivity fee after 12 months
- Withdrawal fees vary and add up
Итог
В целом Revolut выходит вперёд с оценкой 4.4 против 3.6 — но правильный выбор зависит от ваших приоритетов. Перед решением сверьте оба варианта со своей страной и сценарием использования.