Revolut vs Paysera
Погляд на те, як ці два гаманці співвідносяться поруч — і який із них перемагає в якому завданні.
| Функція | Revolut | Paysera |
|---|---|---|
| Оцінка | 4.4 / 5 | 3.8 / 5 |
| Найкраще для | Travel spending and an all-in-one app | Cheap SEPA transfers & small-business accounts |
| Щомісячна комісія | Free to ~$16.99/mo (Standard→Metal) | Free account |
| Обмінний курс | Mid-market weekdays; ~1% weekend on Standard | Competitive conversion |
| Надсилання / отримання | Free between Revolut users | Low SEPA fees |
| Виведення коштів | Free up to a monthly limit, then ~2% | Low ATM fees |
| Картка | Yes — virtual & physical debit; Metal on premium | Yes — Visa debit (region-dependent) |
| Доступність | 40+ markets; cards usable in 160+ countries | EEA + global transfers |
| Валюти | 30+ in-app (spend in 120+) | 20+ currencies |
| Регулювання | Bank of Lithuania (ECB), UK banking licence, FCA | Bank of Lithuania (EMI) |
| Засновано | 2015 | 2004 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Плюси
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Мінуси
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Paysera
Paysera is a long-running Lithuanian e-money provider known for very low-cost SEPA transfers, a free multi-currency IBAN and merchant payment tools, making it a favourite of freelancers and small businesses. Its interface is more functional than flashy, but the pricing is among the cheapest in the EU.
Плюси
- Very low transfer and account fees
- Free multi-currency IBAN
- Strong for freelancers and small businesses
Мінуси
- Interface feels dated
- Support is mainly online
- Card availability varies by country
Підсумок
Загалом Revolut вириває перевагу з оцінкою 4.4 проти 3.8 — але правильний вибір залежить від ваших пріоритетів. Перш ніж вирішувати, перевірте обидва щодо власної країни та сценарію використання.