Revolut vs Paysera
Pohled na to, jak si tyto dvě peněženky stojí vedle sebe — a která vyhrává pro jakou úlohu.
| Funkce | Revolut | Paysera |
|---|---|---|
| Skóre | 4.4 / 5 | 3.8 / 5 |
| Nejlepší pro | Travel spending and an all-in-one app | Cheap SEPA transfers & small-business accounts |
| Měsíční poplatek | Free to ~$16.99/mo (Standard→Metal) | Free account |
| Směnný kurz | Mid-market weekdays; ~1% weekend on Standard | Competitive conversion |
| Odeslat / přijmout | Free between Revolut users | Low SEPA fees |
| Výběry | Free up to a monthly limit, then ~2% | Low ATM fees |
| Karta | Yes — virtual & physical debit; Metal on premium | Yes — Visa debit (region-dependent) |
| Dostupnost | 40+ markets; cards usable in 160+ countries | EEA + global transfers |
| Měny | 30+ in-app (spend in 120+) | 20+ currencies |
| Regulace | Bank of Lithuania (ECB), UK banking licence, FCA | Bank of Lithuania (EMI) |
| Založeno | 2015 | 2004 |
Revolut
Revolut is a feature-packed money super-app combining multi-currency accounts, travel-friendly cards, crypto, stocks and budgeting in one place. Free plans offer mid-market FX on weekdays with monthly limits, while paid tiers remove weekend surcharges and add perks. Its breadth is unmatched, though support quality and weekend FX fees are common gripes.
Klady
- Mid-market FX on weekdays with generous free limits
- Budgeting, crypto, stocks, savings in one app
- Strong travel and multi-currency card
Zápory
- Weekend FX surcharge and limits on free plans
- Best features locked behind paid tiers
- Support is chat-only and can be slow
Paysera
Paysera is a long-running Lithuanian e-money provider known for very low-cost SEPA transfers, a free multi-currency IBAN and merchant payment tools, making it a favourite of freelancers and small businesses. Its interface is more functional than flashy, but the pricing is among the cheapest in the EU.
Klady
- Very low transfer and account fees
- Free multi-currency IBAN
- Strong for freelancers and small businesses
Zápory
- Interface feels dated
- Support is mainly online
- Card availability varies by country
Závěr
Celkově se Revolut dostává mírně dopředu se skóre 4.4 oproti 3.8 — ale správná volba závisí na vašich prioritách. Než se rozhodnete, porovnejte obě se svou zemí a způsobem využití.